Trusted partner of over 75,000+ home owners

Welcome to Grihum Housing Finance Limited (Grihum), formerly Poonawalla Housing Finance Limited, a company with a heart and a vision!

Backed by TPG group, we are an RBI-registered housing finance company specializing in affordable housing finance. Our accessible and affordable housing finance solutions are tailored to the unique needs of our customers in the semi-urban and peri-urban markets of India. These include home improvement, extension, construction, balance transfer and loan against property. Customer well-being is our top priority. At Grihum, we offer a seamless approach to safeguarding their lives, assets, and finances, through online convenience and a personal touch at their doorstep.

‘Grihum’ is not just a brand name, it is a feeling, that unifies our business category, home (‘Grih’) finance, and our commitment to collaboration and togetherness with customers (‘Hum’). We understand that homeownership for self-made individuals (SMIs) from low- and mid-income groups is not just about having a roof over their heads – it's about their pride and identity. Our brand slogan, "Apna Ghar, Apni Pehchan" resonates deeply with our customers, capturing the essence of homeownership as a reflection of personal identity.

Our strategy is, ‘Go Home Loan – Go Direct’. We directly provide accessible and affordable housing finance solutions tailored to the unique needs of our customers. With a wide and robust distribution network spanning 195 branches across 18 states and Union Territories, Grihum is committed to serving customers directly, ensuring transparency, ease and respect. Our Assets Under Management (AUM) of INR 7,500 Crores is a testament to the trust placed in us by over 75,000 satisfied customers.

Diversified Portfolio focused on Affordable segment.

We have a well-diversified portfolio, which is focused on Affordable Housing Loan. Our offerings include.