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Grihum Housing Finance About Us

Trusted partner of over 77,000+ home owners

Welcome to Grihum Housing Finance Limited (Grihum), formerly Poonawalla Housing Finance Limited, a company with a heart and a vision!

Backed by TPG group, we are an RBI-registered housing finance company specializing in affordable housing finance. Our accessible and affordable housing finance solutions are tailored to the unique needs of our customers in the semi-urban and peri-urban markets of India. These include home improvement, extension, construction, balance transfer and loan against property. Customer well-being is our top priority. At Grihum, we offer a seamless approach to safeguarding their lives, assets, and finances, through online convenience and a personal touch at their doorstep.

‘Grihum’ is not just a brand name, it is a feeling, that unifies our business category, home (‘Grih’) finance, and our commitment to collaboration and togetherness with customers (‘Hum’). We understand that homeownership for self-made individuals (SMIs) from low- and mid-income groups is not just about having a roof over their heads – it's about their pride and identity. Our brand slogan, "Apna Ghar, Apni Pehchan" resonates deeply with our customers, capturing the essence of homeownership as a reflection of personal identity.

Our strategy is, ‘Go Home Loan – Go Direct’. We directly provide accessible and affordable housing finance solutions tailored to the unique needs of our customers. With a wide and robust distribution network spanning 210 branches across 18 states and Union Territories, Grihum is committed to serving customers directly, ensuring transparency, ease and respect. Our Assets Under Management (AUM) of INR 8,277 Crores is a testament to the trust placed in us by over 77,000 satisfied customers.

Diversified Portfolio focused on Affordable segment.

We have a well-diversified portfolio, which is focused on Affordable Housing Loan. Our offerings include.

  • Home Loans - Simple, affordable loans to finance fully constructed new properties, under-construction properties, resale properties, or even self-construction projects.
  • Home Construction Loans - Home Construction and Plot Purchase Plus Construction Loans provide the flexible and reliable support needed for constructing homes.
  • Home Extension Loans - Home Extension Loans are tailored to one’s changing needs, ensuring that the requirements of a spacious, comfortable home become a reality.
  • Home Improvement Loans - Loans to help complete a home makeover or desired enhancements like redesigning interiors, incorporating new technology, making essential repairs, or conducting regular maintenance.
  • Loans against property - A versatile financial tool that allows customers to secure funds against customers’ residential or commercial properties, converting the property into a powerful financial asset.

Let us partner with you and shape your homeownership journey, together.


We endeavor to be the most trusted partner in fulfilling the aspirations of home ownership in real India.


We commit to facilitating a seamless and dignified journey towards home ownership at every step, driven by our dedication to self-made individuals.


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About Us

location Grihum Housing


Branches across 18 states in India.



Happy Customers


₹ 8,277 Cr

Assets Under Management

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