Grihum - Grih + Hum

Driven by customer-focus, Grihum offers the most comprehensive and hassle-free home loan services. With humility, trust, and togetherness, we go all the way to serve our customer needs.

The Grihum brand name resonates our service approach, where we work as one (hum) for your home (grih). Our wide range of products, flexibility, ease of paperwork, transparent systems, and service approach are all designed to ensure a winning experience for every customer and channel partner.

Explore Our Products

Home Loan

Home Extension
Loan

Home Improvement Loan

Home Construction Loan

Balance Transfer +
Top-up

Loan
Against
Property

Home Loan EMI Calculator Eligibility Calculator

Loan Amount

1L
20L
40L
60L
80L
1 Cr

Rate of Interest

9.5
11.5
13.5
15.5
17.5
19.55

Loan Tenure

Years

Monthly Loan EMI

Principal Amount

Interest Amount

Total Amount Payable

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Net Income (monthly)

10K
20L
40L
60L
80L
1 Cr

Loan Tenure

Years

Rate of Interest

9.5
11.5
13.5
15.5
17.5
19.55

Other EMIs (monthly)

0
20L
40L
60L
80L
1 Cr

Loan Eligiblity

Home Loan EMI

Apply Now

Why take a Home Loan?

Home Loan

Home Construction Loan

Home Improvement Loan

Home Extension
Loan

195

Branches across
19 states of India

75,000+

Happy Customers

7,500 Cr.

Asset under Management
(AUM)

3000+

Employees

Meet Some Of Our Proud Home Owners.

Staying in a rented apartment I could save little. Even when I decided to buy my own flat, I couldn’t get a home loan from any bank. Then I found out about Grihum Housing Finance (Formerly, Poonawalla Housing Finance Limited)! The team not only assisted me but also helped me get a subsidy of 2.30 Lakhs under PMAY scheme.

– Ratan Jha

I was staying in a joint family & with growing members space started to feel smaller. So I planned to move to a home & tried multiple loan providers, but they had tedious documentation & long processing time, finally, our builder suggested Grihum Housing Finance (Formerly, Poonawalla Housing Finance Limited), they offered me PMAY Home Loan. Not only I got my dream home but I’m also able to manage the added expenses.

– Navin Sargaray

Living in a joint family, I always wanted to have my own home. For almost 6 months I approached many banks looking for an affordable offer. My brother then suggested Grihum Housing Finance (Formerly, Poonawalla Housing Finance Limited). Not only did I get the loan quickly, I also enjoy extra savings under the PMAY scheme. I would recommend this to all who wish to own a home like me.

– Manoj Mahadev Goley

Being the sole earner of my family, I didn’t have enough savings to fulfil my dream to buy a new home. I visited Grihum Housing Finance (Formerly, Poonawalla Housing Finance Limited) and their staff guided me in getting the home loan & PMAY benefit of 2.2 Lakh. With my monthly savings I can continue to pay for my children’s education fees, while owning my dream home.

– Sukh Sagar Sharma

I used to stay in a rented apartment, instead of spending on rent I thought of owning a home. On my visit to Grihum Housing Finance (Formerly, Poonawalla Housing Finance Limited), they provided me the home loan with minimum documentation and also helped me get benefit from PMAY of 2.2 Lakhs. Today with my own house, the future of my family is secure.

– Anil Satish Pawar

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News & Updates

Grihum Housing Finance Rating reaffirmed at CRISIL A1+; Bank Debt, NCD at AA-

Poonawalla Housing Finance rebrands as Grihum Housing Finance, targets SMIs (Self-made Individuals) from India’s semi-urban regions

Read about our latest investor updates

Know More

Grihum - Grih + Hum

Explore Our Products

Why take a Home Loan?

195