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Give a Missed Call for Home Loan
9977860860 
Give a Missed Call for Home Loan 9977860860
Give a Missed Call for Home Loan 
9977860860
Discover the true value of your property with our Loan Against Property, your key to fulfilling various financial needs with ease and confidence.
Whether you're planning personal milestones, expanding your business horizons, or managing unexpected financial emergencies, our Loan Against Property provides the ideal solution, all while ensuring your peace of mind.
Our Loan Against Property is a versatile financial tool that allows you to secure funds against your residential or commercial property, converting your property's value into a powerful financial asset.
Your property acts as an collateral, allowing you to access substantial funds
Our feature-rich Loan Against Property schemes are designed for a seamless and pleasant experience.
Top-Up Loan
Flexible Repayment Tenure
Minimum Documentation
Fast and Transparent Loan Procedure
Attractive Interest Rates
End-to-End Doorstep Service
Embarking on the journey to homeownership should be exciting, not burdensome.
At Grihum Housing Finance, we've simplified our Loan Against Property eligibility criteria to ensure that your dream home is within reach.
| Salaried Individuals | Self-Employed Individuals | Firm / Company | |
| Eligible Borrowers | Government / Semi-Government / PSU / Private and MNC companies / Proprietorship or Partnership firms |
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Partnership or Private Limited companies engaged in Manufacturing, Servicing or Trading |
| Age | The minimum age of the applicant at the time of loan application should be 21 years and a maximum of 65 years or the retirement age, whichever is lower. | The minimum age of the applicant at the time of loan application should be 21 years and a maximum of 65 years or the retirement age, whichever is lower. | The minimum age of the Proprietor / Key Partner / Key Director at the time of loan application should be 25 years and a maximum of 65 years or the retirement age, whichever is lower. |
| Income | Net monthly take-home salary should be a minimum ₹ 20,000. | Gross annual income should be a minimum ₹ 3 Lakh | Annual turnover should be a minimum ₹ 10 Lakhs |
| Experience / Vintage | Minimum One year | Minimum Two years in current Business or Profession | Business stability / Vintage of minimum 3 years |
| Citizenship | Individuals with Indian Citizenship | Individuals with Indian Citizenship | Proprietor / Partners / Directors with Indian Citizenship |
| Salaried Individuals | Self-Employed Individuals | Firm / Company | |
| Identity Documents |
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| Address Proof |
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| Income Documents |
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| Bank Account Statement | Last 6 months’ bank statement evidencing salary credits | Operative bank account statement for last 6 months | |
| Property Documents | Property documents along with legal & technical clearance of the property | ||
Understanding the financial aspects of your Loan Against Property is essential.
We believe in complete transparency and affordability, ensuring that your homeownership journey is smooth and stress-free.
Affordable interest rate
Foreclosure charges
Processing fee
Other fees and charges
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