Give a Missed Call for Home Loan 9977860860
Your dream home is more than just walls and a roof—it’s a vision. At Grihum Housing Finance, we help you lay the perfect financial foundation to bring that vision to life.
Whether you’re planning to build a home from scratch, extend your current house, or purchase a resale property, our Home Construction Loan is built around your needs.
Versatile Home Construction Solutions
Balance Transfer & Top-Up Facility
Simplified Process
Affordable EMIs
Category | Salaried Individuals | Self-Employed Individuals | Firms/ Companies |
Age | 21–65 years* | 21–65 years* | 21–65 years* |
Income Requirement | ₹20,000+ monthly salary | ₹3 Lakh+ annual income | ₹10 Lakh+ annual turnover |
Experience | 1 year+ | 2 years in current business | 3 years business vintage |
Citizenship | Indian | Indian | Indian |
* Or retirement age, whichever is earlier.
Category | Salaried Individuals | Self-Employed Individuals | Firms/Companies |
Identity Documents PAN Card is mandatory, and any one of these |
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Address Proof |
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Income Proof |
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Other Documents | 6 months’ salary account | 6 months’ salary account | 6 months’ salary account |
Property Documents | Ownership proof, legal & technical clearance | Ownership proof, legal & technical clearance | Ownership proof, legal & technical clearance |
We ensure complete transparency so you can plan with confidence.
Attractive Interest Rates
Processing Fee
Foreclosure Charges
Valuation Charges
Use our EMI Calculator to plan your monthly repayments with ease.
Let Grihum Housing Finance be your trusted partner. With competitive rates, quick disbursals, and doorstep service, applying for a construction loan has never been easier.
Home ownership has always been a dream for many. However, rising real estate prices and loan repayment burdens have made this dream seem distant.
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