The MHADA Konkan Lottery 2025 is arguably the most eagerly awaited low-cost housing program in Maharashtra. Organized by the Konkan Housing and Area Development Board (KHADB), the scheme provides thousands of plots and flats at subsidized rates to successful bidders. Structured with the low-cost housing requirements of all house buyers irrespective of income groups, the lottery provides affordable home solutions in rapidly developing Konkan regions.
For first-time homebuyers, this lottery is a golden opportunity to purchase a home at reasonable prices and also gain a Home Loan beneficiary.
Overview of MHADA Konkan Lottery 2025
The MHADA Konkan scheme is run by the Konkan Housing and Area Development Board, which is a regional office of MHADA. It includes Thane, Raigad, Palghar, Ratnagiri, and Sindhudurg, offering housing schemes in urban as well as semi-urban areas.
The reason is simple: to provide affordable homes to all income groups—from Economically Weaker Sections (EWS) to Higher Income Groups (HIG). Through initiatives like 20% Inclusive Housing and 15% Integrated Housing, the Konkan MHADA lottery promotes maximum participation from all sections of society.
Number and Types of Units Available
In 2025, the MHADA Konkan Lottery will offer a total of 5,285 flats and 77 residential plots across various locations in Konkan.
- Virar, Manpada, Thane- 869 flats
- Price:₹51,83,980 to ₹52,54,69
- Configuration: 1BHK and 2BHK apartments (MIG/HIG
- Lodha Upper Thane, Parsik Kalyan - 2,429 flats
- Price: ₹21,37,700 to ₹21,98,20
- Configuration: 1BHK units (LIG/MIG)
- Runwal Development, Usarghar, Thane- 573 flats (EWS category)
- Price: ₹13,40,500
- Configuration: 1RK/compact 1BHK apartments (EWS)
As per official notification
Income Eligibility & Flat Cost Range:
- EWS (Economically Weaker Section): Up to ₹3,00,000
- Flat cost: ₹9,03,000 to ₹13,40,500
- Configuration: Affordable 1RK or compact 1BHK
- LIG (Low-Income Group): ₹3,00,001 to ₹6,00,000
- Flat cost: ₹9,03,000 to ₹19,13,800
- Configuration: 1BHK apartments
- MIG (Middle-Income Group): ₹6,00,001 to ₹12,00,000
- Configuration: 1BHK and 2BHK apartments
- HIG (Higher-Income Group): Above ₹12,00,000
- Configuration: Premium 2BHK and 3BHK apartments
Broader Scheme-Wise Distribution:
- 20% Inclusive Housing Scheme – 565 flats
- 15% Integrated Urban Housing Scheme – 3,002 flats
- Regular Konkan Board Housing Scheme – 1,677 flats
- Special Affordable Housing Category – 41 flats
- Residential Plots – 77 plots (for independent dwellings in select Konkan areas)
Important Dates and Timeline
| Event | Date (Tentative) |
|---|---|
| Start of Online Registration | July 14, 2025 |
| Last Date to Apply | August 28, 2025 |
| Last date for online payment | August 29, 2025 |
| Last date for RTGS/NEFT | August 29, 2025 |
| Draft list published | September 7, 2025 |
| Final list published | September 9, 2025 |
| Lottery lucky draw | September 18, 2025 |
| Lottery refund | September 25, 2025 |
Disclaimer: The above dates are tentative and subject to change. Applicants should check the official MHADA portal regularly for the official schedule and latest notifications about the Konkan lottery.
Eligibility Criteria
The applicants need to meet the following criteria to become eligible for the Konkan lottery:
- Must be 18 years or above as of the date of application
- Must be a Maharashtra domicile with valid proof
- One application per family only
- Slabs of income:
- EWS: Up to ₹6 lakh per year income
- LIG: ₹6–9 lakh per year income
- MIG: ₹9–12 lakh per year income
- HIG: More than ₹12 lakh per year income
- Special reservations for: Disabled individuals, ex-servicemen, PMAY recipients
Disclaimer: The income slabs and criteria mentioned above are based on earlier lotteries. Final details will be available in the official MHADA 2025 brochure.
How to Register and Apply
The MHADA Konkan Lottery 2025 application process is simple and entirely online:
- Visit the official MHADA lottery website or mobile app
- Register and fill in the basic registration form
- Enter details such as personal details, income, and category
- Select desired housing locations and schemes
- Upload documents in the provided format
- Pay the application fee and EMD (Earnest Money Deposit)
- Apply and download the receipt of acknowledgement
- Aadhaar Card (self & spouse)
- PAN Card
- Domicile Certificate
- Income Proof: Salary slips, ITR, Form 16
- Caste Certificate (if needed)
- Disability certificate / Ex-serviceman proof (if needed)
- PMAY certificate (in case of applying under the PMAY category)
- Refund bank account details
- Allotment & Acceptance Procedure
- The successful applicants will be needed to:
- Accept the allotted flat within the given time limit
- Remit 10% of the flat's cost as the advance amount
- Complete all formalities as per instructions issued by MHADA
- Default may lead to cancellation of allotment.
- Refund and Surrender Process
Documents Required
Applicants are required to have the following documents in hand:
Note: All documents must be self-attested and be uploaded in PDF/JPEG format within 5 MB.
Application Fee and EMD Details
The application fee varies depending on the income group of the applicant. Apart from this, an Earnest Money Deposit (EMD) is also necessary. The EMD can be refundable for unsuccessful candidates. Payments can be made through net banking, UPI, debit/credit cards within the given time.
Those who fail in the selection will be refunded the EMD in full within a short span of weeks.
If the allottee wants to surrender the flat, they will need to apply online through the MHADA website with the necessary documents for cancellation.
Also Read: How to Apply for Home Loan Without Form 16?
Konkan FCFS (First Come First Serve) Scheme
Apart from the lottery scheme, MHADA also offers MHADA First Come First Serve (FCFS) apartments. These are often leftover units from previous lotteries. In this plan, allotment is done on the basis of when applications are made, which is different from the randomised lottery model.
The Role of Home Loans in MHADA Konkan Lottery
For the lucky ones who get a flat in the MHADA lottery Konkan, the process is financing. A Home Loan helps one divide the cost of the home into simple EMIs. It is essential to check your Home Loan eligibility before applying to make the buying process smooth. Grihum Housing Finance provide personalized loan plans that meet your income group and repayment capacity.
Conclusion
The MHADA Konkan Lottery 2025 offers a strong possibility for potential first-time homebuyers across Maharashtra. Due to an open process, wide income-based categories, and fair distribution of flats, it strongly supports the vision of affordable housing. With the homebuyers being selected, availing a Home Loan with Grihum Housing Finance guarantees that the application-to-ownership experience is frictionless and seamless.
FAQs
1. Who can apply for the MHADA Konkan Lottery 2025?Residents of Maharashtra who do not already own an MHADA-allotted property can apply. The scheme covers categories like EWS, LIG, MIG, HIG, and reserved groups such as SC/ST, OBC, and differently-abled.
2. How many times can one person apply?You can apply for different MHADA boards or schemes, but only once for each scheme. Duplicate applications under the same lottery are not allowed.
3. When will the MHADA Konkan Lottery results be declared?The results are announced on the MHADA portal as per the official lottery calendar. Applicants can check results by entering their application number in the result section once declared.
4. How can I check the draft or final applicant list?Visit the MHADA lottery section and check under “Draft Applications” for the draft list or “Final Applications” for the accepted/rejected list.
5. How long does it take to get a refund if not selected?Refunds are usually processed within 7–10 working days after results, though in some cases it can take up to 30–45 days.
