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Grihum Housing Finance About Us

Trusted partner of over
85,000+ home owners

Welcome to Grihum Housing Finance Limited, formerly Poonawalla Housing Finance Limited, a company with a heart and a vision!

Backed by TPG group, we are an RBI-registered housing finance company specializing in affordable housing finance. Our accessible and affordable housing finance solutions are tailored to the unique needs of our customers in the semi-urban and peri-urban markets of India. These include home improvement, extension, construction, balance transfer and loan against property. Customer well-being is our top priority. At Grihum, we offer a seamless approach to safeguarding their lives, assets, and finances, through online convenience and a personal touch at their doorstep.

‘Grihum’ is not just a brand name, it is a feeling, that unifies our business category, home (‘Grih’) finance, and our commitment to collaboration and togetherness with customers (‘Hum’). We understand that homeownership for self-made individuals (SMIs) from low- and mid-income groups is not just about having a roof over their heads – it's about their pride and identity. Our brand slogan, "Apna Ghar, Apni Pehchan" resonates deeply with our customers, capturing the essence of homeownership as a reflection of personal identity.

Our strategy is, ‘Go Home Loan – Go Direct’. We directly provide accessible and affordable housing finance solutions tailored to the unique needs of our customers. With a wide and robust distribution network spanning 208 branches across 18 states and Union Territories, Grihum is committed to serving customers directly, ensuring transparency, ease and respect. Our Assets Under Management (AUM) of INR 9374+ Crores is a testament to the trust placed in us by over 85,000+ satisfied customers.

Diversified Portfolio focused on Affordable segment.

We have a well-diversified portfolio, which is focused on Affordable Housing Loan. Our offerings include.

Let's partner together to shape your homeownership journey.

Mission & Vision >

Vision

We endeavor to be the most trusted partner in fulfilling the aspirations of home ownership in real India.

Mission

We commit to facilitating a seamless and dignified journey towards home ownership at every step, driven by our dedication to self-made individuals.

Values >

H

Humility

T

Trust

T

Togetherness

208

Branches across
18 states of India

85,000+

Happy Customers

₹ 9374+ Cr.

Asset under Management
(AUM)

4000+

Employees

Board of Directors >


Manish Jaiswal - CEO of Grihum Housing Finance

Mr. Manish Jaiswal

Managing Director & Chief Executive Officer

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Mr. Puneet Bhatia

Mr. Puneet Bhatia

Non-Executive Director

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Mr. Sanjeev Mehra

Mr. Sanjeev Mehra

Non-Executive Director

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Ms. Richa Arora

Ms. Richa Arora

Independent Director

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Mr. Prem Manjooran

Mr. Prem Manjooran

Independent Director

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Mr. Nitin Gupta

Mr. Nitin Gupta

Independent Director

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Management Team >


Pankaj Rathi

Mr. Pankaj Rathi

Chief Financial Officer

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Amrit Pal Singh

Mr. Amrit Pal Singh

Chief of Staff and Strategic Initiatives

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Archna Bhatia

Ms. Archna Bhatia

Chief Risk Officer

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Amit Kumar Khan

Mr. Amit Kumar Khan

Chief Business Officer

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Pankaj Maduskar

Mr. Pankaj Maduskar

Chief Credit Officer

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Varun Guliani

Mr. Varun Guliani

Chief Information Officer

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Mohit Sharma

Mr. Mohit Sharma

Chief Compliance Officer

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Ashish Singhania

Mr. Ashish Singhania

Head of Human Resources

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Siddharth Berry

Mr. Siddharth Berry

Head of Operations

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Vivek Gupta

Mr. Vivek Gupta

Head of Internal Audit

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Sachin Saraf

Mr. Sachin Saraf

National Manager - Administration

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Vaishnavi Suratwala

Ms. Vaishnavi Suratwala

Company Secretary and Compliance Officer

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