Trusted partner of over
80,000+ home owners

Mr. Manish Jaiswal took over as Grihum Housing Finance Limited’s Managing Director and Chief Executive Officer in June 2017.

He is a Mechanical engineer from VNIT, Nagpur, and has also done his Fast Track General Management from IIM, Bangalore.

Mr. Jaiswal has over 30 years of business experience in Banking, Financial Services, and Heavy Engineering Industry.

Before Grihum, Mr. Jaiswal was a Senior Director at CRISIL wherein he led multiple businesses of Risk Advisory, Risk Solutions, SME Ratings, and CRISIL’s eminent Research Business (Industry, Economy, Fixed Income, and Capital Market Research) in a series of stints. He led the implementation of Basel III Integrated Risk Management with most Banks and NBFCs in domestic and EEMEA regions with a specialization on internal credit risk rating models.

Before CRISIL, Mr. Jaiswal's expertise has been in building businesses grounds up or turning them around across institutions of eminence like Citi, Fullerton (Temasek Company), Eicher (collaboration with Mitsubishi Motors), and Dhanbank.

Over the last three decades, he has made deep contributions in SME Banking and retail Assets Financing with experience of assets management over 25,000 crores.

Mr. Jaiswal has also been involved in various policy-making roles. He was a member of the SEBI’s committee led by Mrs. Shyamala Gopinath on Corporate Bonds and Securitization Advisory Committee (CoBoSAC) for corporate bond development in the country. He has worked with the country’s foremost pension fund EPFO and regulator PFRDA on investment advisory. He was a member of the Usha Thorat Committee “Revitalization of Distressed Assets” which led to the implementation of Special Mention Assets categorization. He has assisted in shaping the Government’s Credit Guarantee program for NBFCs and, also assisted in the development of the ECLGS program to revive stressed MSMEs during the pandemic.

Puneet Bhatia is the Co-Managing Partner for TPG Capital Asia and the head of TPG Capital India. He has created and led over fifteen transactions for TPG Capital in India including Matrix Laboratories, Vishal Retail, invested over $500m in the Shriram group in four of the group companies, Manipal Hospitals, Jana Bank, UPL Corp, Sai Lifesciences, RR Kabel, Reliance Jio, Reliance Retail and recently in Fractal and Grihum Housing Finance. He currently serves on most of the Board of Directors of these companies.

Prior to joining TPG in April 2002, Mr. Bhatia was Chief Executive, Private Equity Group for GE Capital India ("GE Capital"), where he was responsible for conceptualizing and creating its direct and strategic private equity investment group. As Chief Executive, he created and handled a portfolio of almost a dozen companies such as TCS, Patni Computers, BirlaSoft, Sierra Atlantic, iGate, Indus Software and Rediff. He was also responsible for consummating some of GE Capital's joint ventures in India. Prior to this, Mr. Bhatia was with ICICI Ltd from 1990 to 1995 in the Project and Corporate Finance group and worked as Senior Analyst with Crosby Securities from 1995 to 1996.

Mr. Bhatia was born, grew up in and is based in India. He has a B.Com. Honors degree from the Shri Ram College of Commerce, Delhi and an MBA from the Indian Institute of Management, Calcutta.

Sanjeev Mehra is a Managing Director at TPG Capital Asia where he covers the Financial Services and Consumer sectors. He is based in Mumbai and has over 10 years of investing experience.

Sanjeev has an MBA from London Business School and an undergraduate degree in Economics from Delhi University.

Ms. Richa Arora, aged 60, has over three decades of industry experience across ESG & sustainability, business strategy, marketing, and P&L management. She has extensive Board & CXO level experience in governance, strategy, business & cultural transformation, technology-enabled solutions, and innovation across the value chain. She is presently an Independent Director on the Board of First Meridian Business Services Limited (India’s 3rd largest staffing company backed by Samara Capital, Goldman Sachs and Janchor Partners), a Director on the board of Morphosis Venture Capital Limited incorporated at DFSI, Dubai, UAE, and a member of the governing council of Mobile Crèches, an NGO focused on early child development. She was previously Independent Director at Snapdeal Limited and was on the Board of Directors of “Tata NourishCo” and Tata group’s e-commerce venture “Tata Unistore” (Tata Cliq).

Ms. Arora is currently also Managing Partner & CEO – ESG Stewardship Services, ECube Investment Advisors. Prior to ECube, she was with the Tata group, where, as COO she led the transformation of the consumer business of Tata Chemicals. Before joining the Tata Group, Ms. Arora had set up Five by Six Consulting - a boutique strategic marketing consulting firm. She has previously worked in leadership positions in FMCG companies (Britannia & Balsara), & Strategic Planning (FCB Ulka).

She is a Chevening scholar from the London School of Economics, an MBA from IIM Ahmedabad and a Graduate in Economics from Shri Ram College of Commerce, Delhi University.

Mr. Prem Manjooran is a Principal and Director of Tantallon Capital Advisors and is the Chief Investment Officer of the Tantallon India Fund and the Tantallon Asia Impact Fund. Prior to joining Tantallon Capital, he spent 22 years as an equity analyst and specialist investor with The Capital Group Companies. Mr. Manjooran has experience in both market, generalist and industry specialist roles in India and Malaysia as a generalist, the Asian automobile and consumer sectors, as well as banks, property companies, and conglomerates across Asia. Mr. Manjooran has done BA in Political Science from Davidson College in 1992. He is also the recipient of the C. Shaw Smith Award and was member of the Board of Trustees of Davidson College from 2009 till 2016, 20th & 25th Reunion Committees, Steering Committee and Board of Visitors.

Mr. Nitin Gupta is the founder of UNI a cobrand credit card and consumer lending company. Prior to joining UNI, he worked with Lehman Brothers, PayU India and Ola Financial Services. Mr. Gupta has experience in securitising assets like re-performing credit card receivables, reverse mortgages and structuring products and strategies across fixed income asset class. Mr. Gupta has done his MBA from Indian Institute of Management (IIM), Ahmedabad and B.Tech in Computer Science from Indian Institute of Technology (IIT), Delhi.

He has over 15 years of rich experience in the BFSI sector, more particularly with NBFCs and HFCs, in both retail and wholesale financing businesses. His specializations include business planning and strategy, mergers and acquisitions, treasury and investor relations, financial reporting and taxation, financial planning, and analysis, secretarial, legal and regulatory compliances etc.

Prior to joining our Company, he has been associated with Xander Finance, NBFC backed by Xander Group as CFO & Company Secretary. He has also worked with Organizations like Poonawalla Group, JM Financial Group, PwC and E&Y.

He is an associate member of the Institute of Chartered Accountants of India and the Institute of Company Secretaries of India. He also holds a bachelor’s degree in Commerce from Mumbai University.

He brings over two decades of extensive experience in various domains including Business, Credit, Operations, Collections, Risk, Product, Strategy and Marketing. He holds an Honours Graduate degree in Commerce from St. Xavier's College, Kolkata, and is certified in "Enhancing Sales Force Performance" from IIM Ahmedabad.

Amit has extensive experience in the financial sector, having worked with prominent institutions such as ICICI Bank, HDFC Bank, DCB, Magma Housing, and Clix Capital. This diverse experience has given him a deep understanding of the industry and a versatile skill set. His strategic acumen and consistent track record of delivering results have been instrumental in driving the success of various organizations.

He has remarkable experience spanning over 22 years, he brings extensive expertise in underwriting, risk management, stressed portfolio management, fraud management, and process & policy design. He holds an engineering degree from the University of Pune and has further honed his skills through a post-graduation in Operations and Finance from the Welingkar Institute of Management.

Before joining Grihum, he served as the National Credit Head at Edelweiss Housing Finance. He has also worked with renowned organizations such as JM Financial Home Loans, L&T Housing Finance, and ICICI Bank, showcasing his proficiency in the field of credit management.

He brings close to two decades of experience in banking and financial services. He holds an MBA degree from NIBM, Pune, and is a certified Risk Manager (PRM). With expertise in credit risk management, operational risk, and asset liability management, he plays a vital role in ensuring the stability and integrity of our operations.

As a highly skilled and results-driven leader, he has a proven track record in credit risk management, portfolio analysis, credit rating model development, operational risk, and asset liability management. His extensive experience includes working with banks and financial institutions, where he has successfully, implemented IRB frameworks, and computed capital charges for credit risk.

Before joining our company, Rishi held prominent leadership roles in esteemed organizations like the Bank of India, Ujjivan Small Finance Bank, and Muthoot Microfin, bringing a wealth of experience and expertise to his current position.

Varun brings over two decades of experience in modern technology, IT strategy, and project management. In the last 10 years, as a CIO, he has successfully led the technology functions of various NBFC organizations, driving initiatives from vision to execution.

Armed with a Master of Computer Applications (MCA) from IMT Ghaziabad, Varun has strong techno-functional expertise in systemizing diverse lending products, including Mortgage, SME unsecured loans, Auto Loans, Factoring, and Inventory Finance. He also holds a B.Com. (Hons) degree from Delhi University and a PMP certification from PMI.

Passionate about creating and delivering effective technology strategies, Varun's expertise extends to the implementation of core lending systems on low-code platforms, serverless applications, and leveraging cloud-based IT landscapes. He is dedicated to maximizing the potential of embedded finance infrastructure.

Before joining Grihum, Varun held key leadership roles at prominent organizations such as India Shelter Finance Corp Ltd., Hero Fincorp Ltd., Religare Finvest Ltd., and Max New York Life Insurance Ltd.

He is a highly qualified professional with a strong background in human resources. He is a Chartered Accountant and holds a master's degree in human resources.

With over 23 years of experience in the BFSI sector, Ashish has expertise in the fields of life insurance, general insurance, and non-banking financial companies (NBFCs). He possesses a comprehensive understanding of HR practices across various functions, including talent acquisition, talent management, compensation & benefits, HR operations, statutory compliances, and people engagement & development.

Prior to joining our company, Ashish served in a leadership role at ICICI Lombard general insurance. He has also held positions at HDFC Ergo General Insurance and Bajaj Allianz life insurance.

He is the Head of Operations with over 16 years of valuable experience in the field. He holds a bachelor's degree in commerce and is currently pursuing the COO Certification Program from IIM Lucknow.

Siddharth possesses expertise in effectively managing branch operations and delivering exceptional customer service within a diverse branch network. Over the years, he has acquired valuable experience in various segments, including Prime/Affordable, Informal, and Construction finance. His deep knowledge and skills add immense value to our company’s operations.

Before joining Grihum, Siddharth held the Head of Branch Operations position at Aditya Birla Housing Finance Ltd. Throughout his career, he has gained valuable experience working with renowned organizations such as Aditya Birla Finance Ltd. and Standard Chartered Bank.”

Rahul Mishra is an accomplished internal audit leader with over 13 years of extensive experience across multiple industries. His credentials include being a Chartered Accountant (CA), Certified Information Systems Auditor (CISA), Bachelor of Laws (LLB), and a postgraduate in Commerce, showcasing a strong academic foundation.

Rahul’s career has been dedicated to enhancing organizational governance through his expertise in Risk-Based Internal Audits (RBIA), Business Process Reengineering, Internal Financial Controls (IFC), Information Technology General Controls (ITGC) and Agile Auditing. He is known for his profound understanding of complex business processes, risk management strategies, and internal control frameworks, which he has applied effectively across sectors including manufacturing, services, housing finance, and microfinance.

In his most recent role as the Head of Internal Audit at Svatantra Microfin Pvt. Limited and Svatantra Micro Housing Finance Limited, Rahul played a pivotal role in strengthening the internal audit function and driving a culture of continuous improvement. His strategic insights and hands-on approach to audit execution have significantly contributed to the companies' risk management and operational efficiency.

Before his tenure at Svatantra, Rahul held prominent positions at Aditya Birla Management Corporation Pvt. Ltd. and Sharp & Tannan Associates.

Rahul’s leadership is marked by a dual focus on assurance and consulting, driving value through effective stakeholder engagement, business process reengineering, and the development of robust internal controls.”