Trusted partner of over
85,000+ home owners

Mr. Manish Jaiswal (Age: 55) took over as Grihum Housing Finance Limited’s Managing Director and Chief Executive Officer in June 2017. Mr. Jaiswal has over 30 years of business experience in Banking, Financial Services, and the Heavy Engineering Industry. Before Grihum, Mr. Jaiswal was a Senior Director at CRISIL wherein he led multiple businesses of Risk Advisory, Risk Solutions, SME Ratings, and CRISIL’s eminent Research Business (Industry, Economy, Fixed Income, and Capital Market Research) in a series of stints. He led the implementation of Basel III Integrated Risk Management with most Banks and NBFCs in domestic and overseas regions with a specialization on internal credit risk rating models.

Before CRISIL, Mr. Jaiswal’s expertise has been in building businesses grounds up or turning them around across institutions of eminence like Citi, Fullerton (Temasek Company), Eicher (collaboration with Mitsubishi Motors), and Dhanbank. Over the last three decades, he has made deep contributions in SME Banking and retail Assets Financing with experience of assets management over Rs 25,000 crores. Mr. Jaiswal has also been involved in various policy-making initiatives. He was also a member of the SEBI’s Corporate Bonds and Securitization Advisory Committee (CoBoSAC) for corporate bond development in the country. He has worked with the country’s foremost pension fund EPFO and regulator PFRDA on investment advisory.

Mr. Jaiswal was a member of the Usha Thorat Committee “Revitalization of Distressed Assets” which led to the implementation of Special Mention Assets categorization. He has assisted in shaping the Government’s Credit Guarantee program for NBFCs and in the development of the ECLGS program to revive stressed MSMEs during the pandemic. Mr. Jaiswal is a Mechanical engineer from VNIT, Nagpur, and has done his Fast Track General Management from IIM, Bangalore.

Mr. Puneet Bhatia (Age: 58) is Co-Managing Partner and Country Head, India of TPG Capital Asia. Prior to joining TPG in 2002, Mr. Bhatia was the Chief Executive, Private Equity Group, for GE India, and before that, a member of the Project and Corporate Finance group at ICICI Ltd and as senior research analyst at Crosby Securities.

Mr. Bhatia holds a B.Com Honors degree from Shri Ram College of Commerce, Delhi, and an MBA from the Indian Institute of Management, Calcutta. He serves on the Boards of Directors of several TPG portfolio companies including Jana Capital, Manipal Hospitals, Fractal Analytics, UPL Global and as director on Havells India.

Mr. Sanjeev Mehra (Age: 42) is a Managing Director with TPG Capital Asia based in Mumbai. He focuses on investments in Financial Services and Consumer sectors and is involved in several TPG portfolio companies, including Five Star Business Finance, Grihum Housing Finance, Jana SFB, UBC, Shriram Capital, Shriram General Insurance and Shriram Life Insurance. Prior to joining TPG 2018, Mr. Mehra worked with WestBridge Capital. Mr. Mehra received a Master of Business Administration from London Business School and an undergraduate degree in Economics from the University of Delhi.

Ms. Richa Arora (Age: 61) has over three decades of extensive Board & CXO level experience in governance, strategy, business & cultural transformation, marketing, technology-enabled solutions, innovation across the value chain and ESG & sustainability.

She is presently an Independent Director on the Board of Relaxo Footwears Limited & Agro Tech Foods Limited. She is also on the board of Morphosis Venture Capital Limited incorporated at DFSI, Dubai, UAE, and is a member of the governing council of Mobile Crèches, an NGO focused on early childhood development. She was previously Independent Director at Snapdeal Limited, First Meridian Business Services Limited, and was on the Board of Directors of “Tata NourishCo”, and Tata group’s e-commerce venture “Tata Unistore” (Tata Cliq).

She was earlier with the Tata group, where, as a Chief Operating Officer (COO) she led the transformation of the consumer business of Tata Chemicals. Before joining the Tata Group, Ms. Arora had set up Five by Six Consulting - a boutique strategic marketing consulting firm.

She has previously worked in leadership positions in FMCG companies (Britannia & Balsara), & Strategic Planning (FCB Ulka). She is currently advisor and was previously Managing Partner & CEO – ESG Stewardship Services, ECube Investment Advisors.

She is a Chevening scholar from the London School of Economics, an MBA from IIM Ahmedabad and a Graduate in Economics from Shri Ram College of Commerce, Delhi University.

Mr. Prem Manjooran (Age: 56) is a Principal and Director of Tantallon Capital Advisors, and the Chief Investment Officer of the Tantallon India Fund and the Tantallon Asia Impact Fund. Prior to joining Tantallon Capital, he spent 22 years as an equity analyst and generalist investor with The Capital Group Companies, investing across Asia, with investment responsibilities for India, Malaysia, the Asian automobile and consumer sectors, as well as banks, property companies, and conglomerates across Asia.

Mr. Manjooran graduated with a BA in Political Science from Davidson College in 1992. He is also the recipient of the C. Shaw Smith Award and is a member of the Board of Trustees of Davidson College.

Mr. Nitin Gupta (Age: 41) is the founder of Uni, a co-branded credit card and consumer lending company. Before founding Uni, he was the co-founder and first CEO of PayU India, one of India's leading payment gateway. He has also held senior positions like CEO of Ola Financial Services and Lead at Fixed Income Structuring, UK Markets at Lehman Brothers. He brings extensive experience in designing new financial products in consumer lending, bite-sized insurance, securitizing assets like mortgages, credit card receivable and structuring products within the fixed income asset class. He is also a Director at the Fintech Association for Consumer Empowerment (FACE, RBI recognised SRO) and Foxtale Consumer Private Limited.

Mr. Gupta holds an MBA from the Indian Institute of Management (IIM), Ahmedabad, and a B.Tech in Computer Science from the Indian Institute of Technology (IIT), Delhi.

Mr. Pankaj Rathi brings over 15 years of extensive experience in the BFSI sector, with a strong focus on NBFCs and HFCs across both retail and wholesale financing. His expertise spans business planning and strategy, mergers and acquisitions, treasury and investor relations, financial reporting and taxation, financial planning and analysis, as well as secretarial, legal, and regulatory compliances.

Before joining Grihum, he served as the CFO & Company Secretary at Xander Finance, an NBFC backed by the Xander Group. He has also held roles at Poonawalla Group, JM Financial Group, PwC, and E&Y.

Mr. Rathi is an associate member of both the Institute of Chartered Accountants of India (ICAI) and the Institute of Company Secretaries of India (ICSI). He holds a bachelor's degree in commerce from Mumbai University. Recognized for his leadership in the industry, he has been honored with the ICAI 40 Under 40 CA Business Leader Award and named Leading CFO in the BFSI Sector for FY24 by the Confederation of Indian Industry (CII).

Amrit Pal Singh Kapoor brings with him over 28 years of rich and diverse experience across banking, financial services, hospitality, and telecommunications. With more than two decades in the BFSI sector, Amrit has held leadership roles in reputed organizations such as CitiFinancial, Fullerton India (Founding Member), VPBank, Validus Vietnam (Founding Member), Vodafone, Oberoi Hotels, and Lemon Tree Hotels.

His expertise spans across key business functions including P&L ownership, expansive distribution network build-out, operational excellence, risk and product management, fintech, digital transformation, business analytics, marketing, and strategic alliances. Amrit has successfully worked with varied customer segments such as salaried and self-employed professionals, MSMEs, and SMEs, driving strategic initiatives that scale operations, enhance profitability, and optimize costs.

Amrit spent close to a decade in Vietnam, where he played a pivotal role in banking and fintech advancements. This international exposure has equipped him with a nuanced understanding of cross-cultural collaboration, innovation, and market adaptability.

Archna is a Chartered Accountant (2001) and comes with an experience of over 24 years in the Banking and Finance industry with expertise in Risk Management covering Portfolio Management, Credit Underwriting, Policy Framework, Collateral Management and Process Development.

She is a seasoned professional with a strong background in Risk Management, Credit, Scorecard-Based Decisioning, and Portfolio Analytics, covering MSME, Secured Retail Loans, Agri Finance, and Mid-Market sectors. She has in-depth knowledge across a range of financial products, including Affordable Home Loans, Prime Home Loans, LAP, Commercial Vehicle Financing, Construction Equipment, Printing Equipment Working Capital Limits, Trade Finance, Term Lending, Supply Chain Finance, Co-lending, and DA.

Before joining Grihum, Archna has held key leadership roles at renowned organizations such as DMI Finance Limited, Yes Bank, Centurion BOP and Bank of Punjab.

He brings over two decades of extensive experience in various domains including Business, Credit, Operations, Collections, Risk, Product, Strategy and Marketing. He holds an Honours Graduate degree in Commerce from St. Xavier's College, Kolkata, and is certified in "Enhancing Sales Force Performance" from IIM Ahmedabad.

Amit has extensive experience in the financial sector, having worked with prominent institutions such as ICICI Bank, HDFC Bank, DCB, Magma Housing, and Clix Capital. This diverse experience has given him a deep understanding of the industry and a versatile skill set. His strategic acumen and consistent track record of delivering results have been instrumental in driving the success of various organizations.

He has remarkable experience spanning over 22 years, he brings extensive expertise in underwriting, risk management, stressed portfolio management, fraud management, and process & policy design. He holds an engineering degree from the University of Pune and has further honed his skills through a post-graduation in Operations and Finance from the Welingkar Institute of Management.

Before joining Grihum, he served as the National Credit Head at Edelweiss Housing Finance. He has also worked with renowned organizations such as JM Financial Home Loans, L&T Housing Finance, and ICICI Bank, showcasing his proficiency in the field of credit management.

Varun Guliani is a seasoned technology leader with over 2 decades of experience in IT strategy, digital transformation, and enterprise technology management.

As the Chief Information Officer at Grihum Housing Finance, he is spearheading a deep digital transformation, building core systems by leveraging low-code/no-code platforms and a modular IT stack to enhance operational efficiency and customer experience.

Holding a Master of Computer Applications (MCA) from IMT Ghaziabad and a B.Com. (Hons) from Delhi University, Varun is also a certified Project Management Professional (PMP).

His expertise spans the design and implementation of core lending systems, cloud-native architectures, middleware integration, and embedded finance solutions. He has successfully systemized diverse lending products, including Mortgage, SME unsecured loans, Auto Loans, Factoring, and Inventory Finance.

With a track record of driving technology-led growth, Varun has held CIO roles at India Shelter Finance Corp Ltd. and Hero Fincorp Ltd., and mid-level roles at Religare Finvest Ltd., and Max New York Life Insurance Ltd. His passion lies in building scalable, future-ready technology ecosystems that enable financial inclusion and business agility.

Mohit has over two decades of rich experience in the Banking and Finance industry. He is a law graduate from Punjab University, Chandigarh.

He specializes in Corporate Legal Advisory, Compliance Advisory, Risk Identification, Corporate and General Litigation, and Dispute Resolution. With a strong background in Retail Lending, Digital Banking, and Mortgages, Mohit has been instrumental in managing compliance review processes, which include regulatory filings, policy development, and procedural implementation. His comprehensive understanding of legal frameworks and regulatory compliance encompasses both Banking and Non-Banking Financial Company (NBFC) sectors.

Before joining Grihum, Mohit held key leadership roles at renowned organizations such as AU Small Finance Bank, Bajaj Finance, India Infoline, Tata Motor Finance, Kotak Mahindra Bank, and IndusInd Bank.

Mr. Ashish Singhania is a highly qualified professional with a strong background in human resources. He is a Chartered Accountant and holds a master's degree in human resources.

With over 23 years of experience in the BFSI sector, Ashish has expertise in the fields of Affordable Housing Finance, Non banking financial companies (NBFC), General insurance and life insurance. He possesses a comprehensive understanding of HR practices across various functions, including talent acquisition, talent management, compensation & benefits, HR operations, statutory compliances, and people engagement & development.

Prior to joining our company, Ashish served in a leadership role at ICICI Lombard general insurance. He has also held positions at HDFC Ergo General Insurance and Bajaj Allianz life insurance.

He is the Head of Operations with over 16 years of valuable experience in the field. He holds a bachelor's degree in commerce and is currently pursuing the COO Certification Program from IIM Lucknow.

Siddharth possesses expertise in effectively managing branch operations and delivering exceptional customer service within a diverse branch network. Over the years, he has acquired valuable experience in various segments, including Prime/Affordable, Informal, and Construction finance. His deep knowledge and skills add immense value to our company’s operations.

Before joining Grihum, Siddharth held the Head of Branch Operations position at Aditya Birla Housing Finance Ltd. Throughout his career, he has gained valuable experience working with renowned organizations such as Aditya Birla Finance Ltd. and Standard Chartered Bank.

Vivek has over 13 Years of diverse experience across Audit Management, Strategic Financial Planning & Reporting, Corporate Restructuring and Listing (IPO). He is a fellow member of Institute of Chartered Accountants of India, and is certified in Ind AS. He holds a bachelor’s degree in Commerce (Hons.).

Vivek brings versatile prior experience which includes working with NBFCs, Global Audit Firms and largescale Manufacturing Organisations. He has held key positions of leading corporate accounts & tax, audit management and has been instrumental in driving transformation through automation and process innovation. His expertise covers financial controllership, due diligence, and leading comprehensive audit cycles including internal, statutory, and regulatory audits. Before joining Grihum, Vivek has worked with companies like Poonawalla Group, SREI, Bakertilly and Vedanta. He takes keen interest in academics, and has published books in various areas of law, audit and costing.

Sachin is a seasoned professional with over 28 years of experience in infrastructure, administration, real estate, and procurement across banks and leading financial institutions.

Sachin comes with expertise in setting up branch infrastructure, offices, procurement process, streamlining general administrative processes, and optimizing real estate strategies. He has successfully managed large-scale infrastructure projects, real estate expansions, space management projects, travel & logistics, administration budgets and integrated facilities.

Before joining Grihum, he held leadership roles at IDFC First Bank, Dhanlaxmi Bank, HSBC, and ICICI Bank, Reliance General Insurance and Diebold Systems.

Ms. Vaishnavi Suratwala brings over a decade of experience in corporate law, with a strong focus on RBI, NBFC, SEBI, and Company Law compliances. She has proven experience in handling company secretarial functions and is adept at building strong relationships with regulators and authorities, ensuring smooth operational processes. Throughout her career, she has managed various Company secretarial roles and worked on assignments involving Company amalgamations, the listing process, fundraising, as well as drafting and overseeing schemes, policies, and contracts. She has also liaised with regulators and authorities on numerous occasions.

In addition, Vaishnavi has extensive knowledge in Compliance Management and Policy drafting across multiple statutes. Her previous roles included working with notable Companies such as John Deere India Pvt Ltd, John Deere Financials India Pvt Ltd, and Trimble Mobility Solutions India Pvt Ltd. She is qualified Company Secretary from ICSI and holds a master’s degree in law.