NEFT/RTGS Details

NEFT/RTGS Details

Pay Overdue Amount Through Online.

You can conveniently transfer funds directly to our account via NEFT / RTGS / UPI using your Virtual Account Number (VAN).

The VAN ensures faster and accurate credit of your payment.

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Payment Details
Bank Name: ICICI Bank
IFSC Code: ICIC0000106
Beneficiary: Grihum Housing Finance Ltd
Bank Account Number: Customer Virtual Account Number (VAN)

What is a Virtual Account Number (VAN)?

The Virtual Account Number (VAN) is a unique account number generated based on your Loan Account Number and payment purpose (suffix code).

How to Generate Your VAN

1. For 22-digit Loan Account Numbers:

  • Format:
    GRIHUM + Last 7 digits of Loan Account Number + Suffix Code
  • Example:
    Loan Account Number: LAP0****000000**087
    Last 7 digits: ****087
    VAN: GRIHUM0****087EMI

2. For Other Loan Account Numbers:

  • Format:
    GRIHUM + Loan Account Number (remove all slashes) + Suffix Code
  • Example:
    Loan Account Number: HF/0011/H/**/**12
    VAN: GRIHUMHF0011H****12EMI

Suffix Codes for Payment Purpose

Please select the correct suffix code based on your payment type:

Suffix Code Purpose
EMI EMI / Installment Payment
PPE Part Payment (EMI Reduction)
PPT Part Payment (Tenure Reduction)
CHR Overdue / Penal Charges
FCL Foreclosure Letter Charges
LOD List of Documents Charges
SOA Statement of Account Charges
RSW Rate Switching Charges
SWP Swapping Charges

Important Instructions

  • Always use the correct Virtual Account Number (VAN) to avoid payment delays.
  • Ensure you select the appropriate suffix code based on your payment type.
  • Kindly mention the payment purpose in the remarks/notes section while transferring funds. And inform to our customer Service team.

For any support or queries: Toll-Free:1800-266-3204 Email:customercare@grihumhousing.com

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