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Give a Missed Call for Home Loan
9977860860 
Give a Missed Call for Home Loan 9977860860
Give a Missed Call for Home Loan 
9977860860
Shift your home loan to Grihum and experience simplified terms with maximum savings
At Grihum Housing Finance, we understand that your home is more than just a structure, it's the heart of your memories and milestones. That’s why we offer a seamless Home Loan Balance Transfer service, empowering you to move your existing home loan to us and enjoy better interest rates, reduced EMIs, and greater financial freedom.
Our feature-rich Home Loan Balance Transfer schemes are designed for a seamless and pleasant experience.
Lower Your EMIs, Simplify Your Finances
Top-Up Facility
Flexible Tenure
End-to-End Doorstep Assistance
Minimum Documentation
Fast and Transparent Loan Procedure
We cater to a wide range of borrowers, including salaried individuals, self-employed professionals, and businessmen. Our eligibility criteria are designed to be inclusive, simple, and stress-free.
| Category | Salaried Individuals | Self-Employed Individuals | Firms/ Companies |
| Age | Age: 21- 65years | Age: 21- 65years | Age: 25-65 years |
| Income Requirement | Monthly Salary: ₹20,000+ | Gross annual income: ₹3 Lakhs+ | Annual turnover: ₹10 Lakhs+ |
| Experience | Minimum 1 year work experience | Minimum 2 years in business | Business vintage: 3 years |
| Citizenship | Indian | Indian | Proprietor/Partners/Directors |
| Category | Salaried Individuals | Self-Employed Individuals | Firms/Companies |
| Identity Documents PAN Card is mandatory, and any one of these |
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| Address Proof |
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| Income Proof |
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| Other Documents | Bank Statement: Last 6 months | Bank Statement: Last 6 months | Bank Statement: Last 6 months |
| Property Documents | Property documents along with legal & technical clearance | Property documents along with legal & technical clearance | Property documents along with legal & technical clearance |
We’re committed to transparency and affordability:
Attractive Interest Rate
Processing Fee
Foreclosure charges
Valuation Charges
Before transferring your loan, plan ahead with our easy-to-use EMI Calculator. Just input your:
Loan Amount, Tenure, Interest Rate and get an accurate estimate of your monthly EMIs instantly.
Use EMI CalculatorAlready paying off a home loan? Transfer it to Grihum Housing Finance today and enjoy:
Let your dream home journey be lighter, smoother, and more rewarding—with Grihum.
Apply Now
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