Give a Missed Call for Home Loan 9977860860
At Grihum Housing Finance, we understand that your home is more than just a structure, it's the heart of your memories and milestones. That’s why we offer a seamless Home Loan Balance Transfer service, empowering you to move your existing home loan to us and enjoy better interest rates, reduced EMIs, and greater financial freedom.
Our feature-rich Home Loan Balance Transfer schemes are designed for a seamless and pleasant experience.
Lower Your EMIs, Simplify Your Finances
Top-Up Facility
Flexible Tenure
End-to-End Doorstep Assistance
Minimum Documentation
Fast and Transparent Loan Procedure
We cater to a wide range of borrowers, including salaried individuals, self-employed professionals, and businessmen. Our eligibility criteria are designed to be inclusive, simple, and stress-free.
Category | Salaried Individuals | Self-Employed Individuals | Firms/ Companies |
Age | Age: 21- 65years | Age: 21- 65years | Age: 25-65 years |
Income Requirement | Monthly Salary: ₹20,000+ | Gross annual income: ₹3 Lakhs+ | Annual turnover: ₹10 Lakhs+ |
Experience | Minimum 1 year work experience | Minimum 2 years in business | Business vintage: 3 years |
Citizenship | Indian | Indian | Proprietor/Partners/Directors |
Category | Salaried Individuals | Self-Employed Individuals | Firms/Companies |
Identity Documents PAN Card is mandatory, and any one of these |
|
|
|
Address Proof |
|
|
|
Income Proof |
|
|
|
Other Documents | Bank Statement: Last 6 months | Bank Statement: Last 6 months | Bank Statement: Last 6 months |
Property Documents | Property documents along with legal & technical clearance | Property documents along with legal & technical clearance | Property documents along with legal & technical clearance |
We’re committed to transparency and affordability:
Attractive Interest Rate
Processing Fee
Foreclosure charges
Valuation Charges
Before transferring your loan, plan ahead with our easy-to-use EMI Calculator. Just input your:
Loan Amount, Tenure, Interest Rate and get an accurate estimate of your monthly EMIs instantly.
Use EMI CalculatorAlready paying off a home loan? Transfer it to Grihum Housing Finance today and enjoy:
Let your dream home journey be lighter, smoother, and more rewarding—with Grihum.
Apply NowHome ownership has always been a dream for many. However, rising real estate prices and loan repayment burdens have made this dream seem distant.
Read More >>For low-cost housing seekers in Mumbai, the MHADA Mumbai Lottery 2025 presents a promising chance. The Maharashtra Housing and Area Development Authority (MHADA) launches a housing scheme each year that assists thousands
Read More >>In the diverse Indian housing landscape, it is important to know the difference between kutcha houses and pucca houses, particularly for those who
Read More >>When planning to buy a home, every square meter or square foot matters, particularly when it comes to planning for your home loan. Property measurements tend to be quoted in several units on different real estate websites and across cities, which confuses buyers
Read More >>