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Give a Missed Call for Home Loan
9977860860 
Give a Missed Call for Home Loan 9977860860
Give a Missed Call for Home Loan 
9977860860
Transfer your Home Loan for lower EMIs
Embarking on the journey to homeownership should be exciting, not burdensome.
At Grihum Housing Finance, we've simplified our Home Loan Balance Transfer eligibility criteria to ensure your dream home is within reach.
Taking the first step towards your dream home should be a joyous occasion. With Grihum Housing Finance, you can expect a seamless process with straightforward eligibility criteria.
Whether you own a garment business, grocery, pharmacy or general store, dairy, hardware, mobile or electronics shop, mechanic, jeweller, service provider or a public/private sector employee, our commitment is to make your dream home accessible.
Our loans require minimal documentation, with a hassle-free application process. Your dream home is closer than you think, and we're here to make it a reality.
| Salaried Individuals | Self-Employed Individuals | Firm/Company | |
| Eligible Borrowers | Government / Semi government / PSU / Private and MNC companies / Proprietorship or Partnership firms |
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Partnership or Private Limited companies engaged in Manufacturing, Servicing or Trading |
| Age | The minimum age of applicant at the time of loan application should be a 21 years and maximum of 65 years or the retirement age, whichever is lower. | The minimum age of applicant at the time of loan application should be a 21 years and maximum of 65 years or the retirement age, whichever is lower. | The minimum age of Proprietor / Key Partner / Key Director at the time of loan application should be a 25 years and maximum of 65 years or the retirement age, whichever is lower. |
| Income | Net monthly take-home salary should be minimum ₹ 20,000 | Gross annual income should be minimum ₹ 3 Lakh | Annual turnover should be minimum ₹ 10 Lakhs |
| Experience / Vintage | Minimum One year | Minimum Two years in current Business or Profession | Business stability / Vintage of minimum 3 years |
| Citizenship | Individuals with Indian Citizenship | Individuals with Indian Citizenship | Proprietor / Partners / Directors with Indian Citizenship |
| Salaried Individuals | Self-Employed Individuals | Firm/Company | |
| Identity Documents |
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| Address Proof |
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| Income Documents |
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| Bank Account Statement | Latest 6 months’ bank statement evidencing salary credits | Operative bank account statement for last 6 months | |
| Property Documents | Property documents along with legal & technical clearance of the property | ||
*The above list is indicative and additional documents may be required during processing of your application.
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