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Home Loan Eligibility Calculator

Our intuitive Home Extension Loan Eligibility Calculator simplifies the process, allowing you to assess your eligibility hassle-free.

Understanding Your Eligibility

Your eligibility for a home loan is influenced by various factors, including your salary, age, credit score, financial obligations, and credit history. Our calculator processes these details to determine your eligible loan amount. By utilizing this tool, you not only gain clarity about your borrowing capacity but also safeguard your credit score by avoiding unnecessary loan rejections.

Simple Steps to Check Your Eligibility

• Step 1: Enter your net income.
• Step 2: Choose a tenure aligned with your financial plans for manageable repayments.
• Step 3: Select the applicable interest rate.
• Step 4: Enter your existing EMIs, if any, to understand their impact on your eligibility.

The user-friendly calculator will promptly display the home loan amount you qualify for, allowing you to plan your homeownership journey with precision.

Optimize Your Home Extension Loan Journey with Grihum Housing Finance

Embarking on your homeownership journey has never been easier. We prioritise your experience, ensuring a seamless and transparent process. Here's a guide to address your queries and help you make informed decisions.

1. Clear debts: Settle outstanding debts and pending loans promptly to enhance your eligibility.
2. Optimise Loan Tenure: Extending the loan tenure can reduce EMIs, making you eligible for a higher loan amount. However, consider the impact on overall interest payments.
3. Joint Applications: Applying jointly with a co-applicant can boost your eligibility, increasing your chances of securing the desired home extension loan amount.

Empower yourself with knowledge, optimise your eligibility, and take confident steps toward your dream home. Grihum Housing Finance is here to support you at every stage of your homeownership journey.