Home Loan

Our home loan offering come with affordable interest rates starting at 9.90% p.a.

To calculate easy monthly instalments for the home loan amount you want to apply, you can use our simple and effective Home Loan EMI Calculator. All you need to do is enter these 3 important components:

a. Home Loan Amount
b. Loan Repayment Tenure
c. Interest rate

At Grihum Housing Finance, we offer you longer loan repayment tenure of up to 30 years.

• Yes, to avail of our Home Loan, the applicant must meet the defined age criteria:
• Salaried or self-employed individual must be minimum 21 years at the time of loan application and maximum 60 years at loan maturity.
• Proprietor/director of firm/company, should be minimum 25 years at the time of loan application and maximum 65 years at loan maturity.

There is no stated obligation for the applicant to take property insurance. But it is highly recommended, as buying home loan insurance offers security that covers the loan borrower’s outstanding loan liability if he/she dies during the loan repayment term.

To get your home loan statement or if you have any other query, you can drop an email at customercare@grihumhousing.com or call us on 1800-266-3204. Our Customer Care support team is just a call away for all your needs with regards to your loan with us.

Yes, we do provide a Top Up Loan to our existing customers, allowing them to borrow a certain amount over and above their existing home loan with the benefit of attractive interest rates and longer tenures.

As we provide Home Loan for salaried individual, self employed individuals and companies, you can check the complete list of documents required as per your applicant category in our Eligibility and Documents section.

We have different eligibility criteria for salaried individuals, self-employed individuals, and firms / companies. To know and understand your eligibility criteria, please refer to our Eligibility and Documents.

To know if you are eligible for Grihum Housing Finance Home Loan offering, refer to our Eligibility and Documents. section. You can contact us on our Toll-Free Number 1800-266-3204 or visit our nearest branch for personal assistance.

We provide Home Loan for salaried individuals, self-employed individuals, and companies starting at 9.90% p.a. To know the detailed eligibility criteria as per your applicant category, kindly click and refer our Eligibility and Documents section. You can also enjoy the advantage of lower monthly payments by transferring your outstanding home loan availed from other banks/financial institutions to Grihum Housing Finance.

Our Home Loans are designed to cater to a wide range of housing needs of our customers, be it the purchase of residential construction / under-construction projects, extension, or renovation of property. Finance your housing dream with our home loans involving quick processing and unmatched benefits such as:

• Affordable loans starting from as low as ₹ 5 Lakhs
• Simple eligibility criteria and minimum documentation
• Flexible repayment tenure up to 30 years with no foreclosure charges
• Completely transparent loans with zero hidden charges
• PMAY scheme with maximum interest subsidy of up to ₹ 2.67 Lakhs
• End-to-end doorstep service

Yes, you can avail Grihum Housing Finance Home Loan with a co-applicant who can be your immediate family member. This helps to make you eligible for a significantly higher loan amount while sharing the loan repayment and availing higher tax benefits.