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Home Loan

Home Loan

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Eligibility Criteria for Home Loans

Grihum Housing Finance has simplified Home Loan eligibility criteria to ensure that your dream home is within your reach.

Documents Required for Home Loan

Salaried Individuals Self-Employed Individuals
KYC – Identity Proof
Your PAN Card is mandatory, and any one of these
  • Aadhaar Card
  • Passport
  • Driving License
  • Voters ID
  • Job Card by NREGA
  • Aadhaar Card
  • Passport
  • Driving License
  • Voters ID
  • Job Card by NREGA
KYC – Address Poof
  • Aadhaar Card
  • Passport
  • Driving License
  • Voters Identity
  • Job Card by NREGA
  • Utility Bill (electricity, telephone, post-paid mobile phone, piped gas, water bill)
  • Letter issued by the National Population Register
  • Bank Statement
  • Property Tax receipt
  • Aadhaar Card
  • Passport
  • Driving License
  • Voters Identity
  • Job Card by NREGA
  • Utility Bill (electricity, telephone, post-paid mobile phone, piped gas, water bill)
  • Letter issued by the National Population Register
  • Bank Statement
  • Property Tax receipt
Income Documents
  • Last 3 months’ salary slip
  • Latest 2 years Form 16/ITR
  • Latest 2 years ITR’s
  • Latest 2 years Profit/Loss statement and balance sheet
Experience norms Minimum 1 Year or more Minimum 2 Years or more
Bank Account Statement Lastest 6 months’ bank statement Latest 6/12 months Operative bank account statement

Explore Types of our
Home Loans >

Home Loan

One of the most hassle-free and widest range of home loan offerings.

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Home Loan
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Home Extension Loan

It’s now quick and easy to make homes larger, bigger to meet the growing needs.

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Home Extension Loan
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Home Improvement Loan

The growing social status needs to reflect in the home

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Home Improvement Loan
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Home Construction Loan

Make your dream home with people who care

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Home Construction Loan
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Balance Transfer + Top-Up Loan

Discover best-in-class services and competitive rates

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Balance Transfer Loan
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Loan Against Property

Avail loan against your property with quick and easy processing

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Loan Against Property
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