DDA Housing Scheme 2026: Apply Online, Eligibility, Prices, and Benefits

Delhi Development Authority (DDA) is a major institution that provides economic housing facilities to people living in the capital city. Each year, its housing schemes attract thousands of applicants who wish to buy their dream homes at reasonable prices. This trend is set to continue with the DDA housing schemes 2026, with key launches including Nagrik Awaas Yojana for the general public and premium Transit-Oriented Development (TOD) projects.

The 2026 schemes are available to a broad spectrum of customers and encompass affordable and premium housing options across Delhi, as opposed to being limited mainly to first-time homeowners. With prime locations, modern amenities, and streamlined booking systems, the DDA Housing Scheme 2026 has already gained widespread popularity.

Key Points of DDA Housing Scheme 2026

• Affordable housing across Dwarka, Narela, Sirsapur, Loknayakpuram, Rohini, and other areas, while premium supply is led by TOD projects like Towering Heights at Karkardooma.
• Categories include EWS (Economically Weaker Section), LIG (Low-Income Group), MIG (Middle-Income Group), and HIG (High-Income Group).
• Online submission and payment through the official DDA portal or mobile app.
• Most schemes follow a First-Come-First-Served (FCFS) allotment model, with limited inventories still offered via draw or e-auction.
• Most DDA appartments for the general public are being sold under the Nagrik Awaas Yojana, along with a few premium projects and the continuing government-employee scheme known as “Karmayogi”.

DDA Nagarik Awaas Yojana 2026

The DDA Nagarik Awaas Yojana 2026, started on January 24, 2026, is the flagship, affordable housing program for the general public, offering EWS, LIG, MIG, and HIG flats mostly in Narela and Siraspur.

Allotment will be strictly on a First-Come-First-Served (FCFS) basis through the DDA Awaas portal, with largely uniform discounts of up to 25% across categories, subject to specific project terms. Emphasizing ready-to-move flats, this program is one of the fastest-moving DDA programs in recent years.

Locations & Price List After Discount

The programs provide a total of 1,712 flats. Here are the broad price ranges after a discount of 25%

DDA Premium Housing Scheme 2026

As per DDA's Premium Housing Scheme 2026, there is something on the list for everyone, including those who just want a starter home and those who want to own a luxury flat. There are almost 582 different properties that are offered via e-auction.

Middle-income families can find great options in Dwarka, Rohini, and Vasant Kunj, while those with a bigger budget can search for options in Jasola. Online registration started on January 14, 2026, and will stay active till February 13, 2026.

Expected Starting Price of the DDA Properties

Eligibility Criteria

Applicants must meet the following requirements to apply for the DDA Housing Scheme 2026:

• Age: 18 years or above at the time of applying.
• Residential Status: : Applicant must be an Indian citizen.
• Ownership Rule: Restrictions apply only to selected affordable categories, while premium and government-employee schemes in 2026 allow applicants who already own residential property in Delhi.
• One Application Rule: Only one application is allowed per household.

Category-Wise Income Eligibility

• EWS Flats: Family income up to ₹3 lakh per year.
• LIG Flats: Residential income of ₹3-6 lakh per year.
• MIG & HIG Flats: No specific income level but the individuals must be financially capable of purchasing and maintaining the property.

Types of Flats Offered

The DDA Housing Scheme 2026 offers flats of different types to cater to different income groups:

• EWS Flats: 25-30 sq. m., fewer amenities, low price.
• LIG Flats: 30-60 sq. m., suitable for small families.
• MIG Flats: 60-90 sq. m., equipped with sophisticated amenities like lifts and car parking.
• HIG Flats: 90 sq. m. and above, more central locations, improved facilities.

Pricing in 2026 varies substantially by project type and location, crossing ₹2 crores for premium TOD developments in some cases, and revised base prices even for affordable categories.

Also Read: Union Budget 2026: Key Home Loan Tax Benefits Explained for Property Buyers

Locations Included Under the Scheme

The DDA has chosen well-placed areas of Delhi very carefully in choosing project locations to provide access and development. Some of the prime locations are:

• Dwarka: MIG and HIG flats with metro access and developed infrastructure.
• Rohini: Mix of LIG and MIG flats, affordable and suitable for families.
• Narela & Siraspur: Large-scale affordable housing.
• Karkardooma: Premium TOD housing.
• Loknayakpuram: Well-balanced mix of MIG and LIG choices.

How to Apply for DDA Housing Scheme 2026

The entire process is online and is simple and transparent. Here is a step-by-step process:

• Registration: Visit the official DDA website or download DDA Housing App. Create a user ID through Aadhaar and mobile number.
• Form Filling: Enter personal details, income group, and preferred area.
• Payment of Application Fee: EWS: ₹50,000 LIG: ₹1,00,000 MIG: ₹4,00,000 HIG: 10,00,000

Payment can be done through net banking, UPI, or credit/debit card.

• Submission: Upload documents like Aadhaar card, PAN card, income proof, and photographs, if required.
• Acknowledgement Slip: Keep a copy handy for later use.

Allotment Process

Under the FCFS schemes, flats will be allotted immediately after successful online booking and payment. Draw-based or auction-based allotments remain for some selected properties only.

Refund rules are mainly applicable to lottery or auction formats, as there is an immediate blockage of FCFS inventory at the time of booking.

Benefits of DDA Housing Scheme 2026

• Affordable and easy housing for all income groups.
• Smooth connectivity with metro and road linkages at prime locations.
• Transparent and fair online application and allotment.
• Flats with modern facilities like lifts, car parking, and parks.
• Opportunity to own a permanent home in Delhi.

Restrictions and Challenges

Despite being attractive, some issues purchasers should be aware of are:

High Demand: Over-subscription is commonplace, and therefore allotment cannot be guaranteed.

Remote Locations: Some of the EWS and LIG flats are located at remote locations, which may not have ready infrastructure around them.

Upfront Payment: LIG, MIG, and HIG carry high registration fees that may turn out to be difficult for some applicants.

Also Read: How Union Budget 2026 Affects Home Loan Interest Rates and EMIs

Conclusion

The DDA Housing Scheme 2026 offers a golden opportunity for families and individuals to purchase flats in Delhi through FCFS-based public programmes and premium TOD developments. With various categories, best locations, and an open process, the scheme offers to middle-class families as well as high-income groups. While challenges like oversubscription and limited choice of locations exist, most homebuyers can still benefit if they plan early and apply for home loan options wisely.

For all those who want to purchase a home in Delhi, following DDA's official announcements and applying within time planning the right housing loan may prove to be the launching pad for acquiring a dream house in the capital.

FAQs

1. What is the DDA Housing Scheme?

It is a Delhi Development Authority initiative offering affordable flats in EWS, LIG, MIG, and HIG categories mainly through FCFS booking, with limited units sold via draw or e-auction.

2. How can I pay for DDA Special Housing Scheme?

Payments are made online via DDA's portal using NEFT, RTGS, UPI, or net banking through e-challans.

3. Who can apply for DDA flats in Delhi?

Any Indian citizen aged 18+ can apply, with no property ownership restriction for e-auction schemes.

4. What is the price of DDA flats in Delhi?

Prices vary by project type and location, ranging from revised affordable-housing brackets in Narela and Siraspur to around ₹2 crore or even above for premium TOD projects.

5. What is the e-auction portal of DDA Housing Scheme?

Applicants must register and bid through DDA�s official e-services portal and SBI e-tender website.

6. Does DDA charge for surrendering an allotted flat?

Yes, DDA levies a penalty on surrender, which increases with delay after allotment.

7. Is DDA e-auction fee refundable?

No, the ₹2,500 participation fee is non-refundable even if you don�t win.

8. Does DDA provide a discount on DDA flats?

In flagship 2026 schemes such as Nagrik Awaas Yojana, DDA has offered largely uniform discounts of up to 25% across multiple categories, which are subject to scheme conditions.