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Dream Home by Grihum
Stamp Duty & Registration Charges in Rajasthan 2025

Stamp duty and registration charges are statutory and compulsory fees levied on every transaction of property in the State of Rajasthan...

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Stamp Duty and Registration Charges in Punjab 2025

Stamp duty and registration charges are mandatory government fees applicable to all property transactions in Punjab...

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Stamp Duty in Andhra Pradesh: Charges, Calculation & Payments 2025

Stamp duty in Andhra Pradesh is one of the most critical cost components when you buy, transfer, or register a property...

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Telangana Indiramma Illu Housing Scheme: Complete Guide to Eligibility and Application

Indiramma Illu Housing Scheme is one of the major welfare initiatives put forward by the Telangana government, aimed at providing permanent housing assistance to economically weaker households...

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Dream Home by Grihum
Bigha to Gaj: Convert Bigha to Gaj Guide

Bigha and Gaj are two of the most commonly used land measurement units across North India. While Bigha is traditionally a non-standardized unit, different in each state, Gaj is a standardized, widely accepted unit used quite frequently for residential plots and pieces of land within urban areas...

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Dream Home by Grihum
Stamp Duty and Registration Charges in Delhi 2025

Buying a home is one of the most rewarding financial decisions you can make. However, beyond the property’s price and home loan considerations, buyers in Delhi must account for stamp duty and registration charges—mandatory costs...

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Dream Home by Grihum
Stamp Duty and Registration Charges in Tamil Nadu 2025

Purchasing property in Tamil Nadu has a number of inevitable financial steps involved, with stamp duty and registration fees being some of the most imperative.

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Stamp Duty and Registration Charges in Telangana 2025

Buying a property in Telangana involves various financial responsibilities, of which registration fees and stamp duty are a must....

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Dream Home by Grihum
Stamp Duty and Registration Charges in Madhya Pradesh (2025)

Buying or transferring property in Madhya Pradesh is accompanied by some obligatory expenses, primarily stamp duty and registration fees. ...

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Dream Home by Grihum
Stamp Duty & Registration Charges in Uttar Pradesh (UP) 2025

Purchasing property in Uttar Pradesh entails more than simply concluding the sale deed and transferring the money to the vendor..

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Dream Home by Grihum
Stamp Duty and Registration Charges in Maharashtra

Purchasing property in Maharashtra involves more than just paying the market price. Buyers must consider stamp duty and registration charges...

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Dream Home by Grihum
Mhada Lottery Pune 2025: Online Registration, Application Steps & Key Details

Maharashtra Housing and Area Development Authority (MHADA) has introduced the Pune Lottery 2025, which is an excellent opportunity...

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Dream Home by Grihum
Rajiv Gandhi Rural Housing Corporation Limited (RGRHCL) 2025: Eligibility, Benefits & How to Apply

The Rajiv Gandhi Rural Housing Corporation Limited (RGRHCL) 2025 is one of the flagship schemes of the Karnataka State government...

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Dream Home by Grihum
DDA Introduces Jan Sadharan Awaas Yojana 2025, Providing 1,000 Budget-Friendly Flats

In a huge initiative to address Delhi's housing problem, the Delhi Development Authority (DDA) has launched...

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Dream Home by Grihum
Tamil Nadu Housing Board Scheme (TNHB): Everything You Need to Know About

The Tamil Nadu Housing Board (TNHB) is a state government agency that constructs affordable housing for people throughout...

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Dream Home by Grihum
Bangla Awas Yojana 2025: Check Eligibility, Apply Online & Get ?1.20 Lakh to Build Your House

The Bangla Awas Yojana (BAY) 2025 is a Government of West Bengal flagship housing program that focuses on providing...

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Dream Home by Grihum
UP Awas Vikas 2025: Everything You Need to Know About Affordable Housing in Uttar Pradesh

Uttar Pradesh Awas Vikas Parishad (UP Awas Vikas) or the UP Housing and Development Board is one of the significant bodies for providing...

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Dream Home by Grihum
Basava Vasati Yojana 2025 - Online Form, Eligibility Criteria & Beneficiary List

Basava Vasati Yojana is an affordable housing scheme of the Government of Karnataka, implemented by Rajiv Gandhi Rural Housing Corporation Limited (RGRHCL)...

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Dream Home by Grihum
HUDA Affordable Housing Gurugram 2025: Project List, Documents, Prices & How to Apply

HUDA Affordable Housing Scheme, operated by Haryana Shehri Vikas Pradhikaran (HSVP) under TCP Haryana, provides first-time...

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Dream Home by Grihum
EPF Housing Scheme 2025: Benefits, Eligibility, and How to Apply

The EPF is a compulsory retirement savings plan for salaried Indian employees. The EPFO regulates it and assists employees...

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All About PMAY Gramin Scheme 2025: Documents, Eligibility & How to Apply Online
All About PMAY Gramin Scheme 2025: Documents, Eligibility & How to Apply Online

Homeownership is a milestone in life, especially for families living in rural India.To make this dream a reality, the Government of India launched the Pradhan Mantri Awas Yojana � Gramin (PMAY-G) initiative.

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Top Government Housing Schemes in India for First-Time Home Buyers (2025)
Top Government Housing Schemes in India for First-Time Home Buyers (2025)

Buying a house is one of the biggest accomplishments in life. For many families, it is also an investment of a lifetime.

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MHADA Konkan Lottery 2025: Full Guide to Registration, Dates & Eligibility
MHADA Konkan Lottery 2025: Full Guide to Registration, Dates & Eligibility

The MHADA Konkan Lottery 2025 is arguably the most eagerly awaited low-cost housing program in Maharashtra.

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DDA Housing Scheme 2025: Apply Online, Eligibility, Prices, and Benefits
DDA Housing Scheme 2025: Apply Online, Eligibility, Prices, and Benefits

Delhi Development Authority (DDA) is a major institution that provides economic housing facilities to people living in the capital city.

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Understanding-What-Is-Home-Loan-Home
Understanding What Is Home Loan Interest Rates: Complete Guide

Learn how home loan interest rates work, factors that influence them, and smart tips to secure the lowest rate for your home loan in India.

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Top 5 Home Loan Benefits for First-time Woman Buyers
Co-Applicant in Home Loan: Roles, Benefits & Criteria

When you apply for a home loan, lenders consider your income, credit score, and repayment

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Top 5 Home Loan Benefits for First-time Woman Buyers
Income from House Property: Know How to Calculate

Understanding the income from house property is vital to all property holders. According to the

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Top 5 Home Loan Benefits for First-time Woman Buyers
What is Own Contribution (OCR) in Home Loan?

OCR in home loan: Know what it is, why banks ask for it before disbursing funds, and how to ensure a smooth and timely loan process.

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Top 5 Home Loan Benefits for First-time Woman Buyers
Maharashtra Housing Policy 2025-Affordable Housing Scheme

With a resounding vision of "Majhe Ghar, Majha Adhikar" (My Home, My Right), the

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Top 5 Home Loan Benefits for First-time Woman Buyers
Secured Vs Unsecured Loan : What is the Difference?

Loans are financial tools that help individuals achieve goals such as buying a home, funding

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Top 5 Home Loan Benefits for First-time Woman Buyers
What is Property Tax? - Calculation & Benefits

House tax, or property tax, is the tax imposed by the government on owning a piece of property

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Top 5 Home Loan Benefits for First-time Woman Buyers
Home Loan Guarantor: Its Eligibility, Roles and Rule

Availing a home loan is one of the most significant monetary decisions of your life.

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Top 5 Home Loan Benefits for First-time Woman Buyers
Home Loans for the Self-Employed

For self employed professionals, the purchase of a house can be one of the greatest financial success stories.

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Top 5 Home Loan Benefits for First-time Woman Buyers
How to Apply for Home Loan Without Form 16?

For all salaried workers, Form 16 serves as the primary proof of income document when availing a home loan

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Top 5 Home Loan Benefits for First-time Woman Buyers
How to Get a Home Loan with Zero Credit History?

For the majority of first-timers, as well as many potential homeowners, obtaining a housing loan with no credit history at all is just not possible.

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Top 5 Home Loan Benefits for First-time Woman Buyers
CIDCO Lottery 2025: Application, Booking, Locations, And Key Dates

For future homebuyers in Maharashtra, the CIDCO Lottery 2025 is a great opportunity to obtain ownership of low-cost housing.

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Top 5 Home Loan Benefits for First-time Woman Buyers
Tier 1 vs Tier 2: Which is Better for Buying a Home?

When choosing a city to settle down and purchase a property, most prospective homebuyers can choose between settling in a Tier 1 and a Tier 2 city.

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Top 5 Home Loan Benefits for First-time Woman Buyers
How Home Loan Subsidies Work and Who Can Benefit

Home ownership has always been a dream for many. However, rising real estate prices and loan repayment burdens have made this dream seem distant.

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Top 5 Home Loan Benefits for First-time Woman Buyers
Mhada Lottery Mumbai 2025: Registration, application, documents

For low-cost housing seekers in Mumbai, the MHADA Mumbai Lottery 2025 presents a promising chance. The Maharashtra Housing and Area Development Authority (MHADA) launches a housing scheme each year that assists thousands

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Top 5 Home Loan Benefits for First-time Woman Buyers
Difference Between Kutcha House and Pucca House

In the diverse Indian housing landscape, it is important to know the difference between kutcha houses and pucca houses, particularly for those who

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Square Meter to Square Yard: Easy Property Measurement Guide for Home Loan Planning
Square Meter to Square Yard: Easy Property Measurement Guide for Home Loan Planning

When planning to buy a home, every square meter or square foot matters, particularly when it comes to planning for your home loan. Property measurements tend to be quoted in several units on different real estate websites and across cities, which confuses buyers

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What is LTV in a Home Loan?
What is LTV in a Home Loan?

When applying for a housing loan, there are several financial terms and ratios which borrowers need to know about. Among them, perhaps

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ROI on Home Loans
Understanding ROI on Home Loans: What It Means and How to Calculate It

When it comes to a housing loan, one of the key terms you must comprehend is ROI, or Rate of Interest. ROI determines the amount you spend on your

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Top 5 Home Loan Benefits for First-time Woman Buyers
Top 5 Home Loan Benefits for First-time Woman Buyers

Ownership of a house is one of the greatest things one can achieve, and for a woman, it also leads to independence and economic self-reliance

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10 Lakhs Home Loan EMI
10 Lakhs Home Loan EMI

Purchasing a home is a significant milestone, and financing it with a home loan is one of the favourite...

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uying Land with a Home Loan
Buying Land with a Home Loan? Know How to Convert Bigha to Sq. Ft

The purchase of land is a real investment, whether for housing construction, farming, or holding ...

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Union Budget 2025 ITC
Union Budget 2025 Key Highlights and Income Tax Changes

The Union Budget 2025, presented by Finance Minister Nirmala Sitharaman, contains some significant...

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Home Loan EMI vs Rent
Why Paying a Home Loan EMI is Better Than a Home on Rent?

Renting or a home loan is one of the most critical financial choices. With rising real estate...

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How to Overcome Challenges Faced
How to Overcome Challenges Faced by Small Business Owners in Getting a Home Loan

Owning a home is a dream for many, and for small business owners and self-employed professionals...

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Your Path to Affordable Homeownership: Understanding the PMAY-U 2.0 Interest Subsidy Scheme
Your Path to Affordable Homeownership: Understanding the PMAY-U 2.0 Interest Subsidy Scheme

Owning a home is a cherished dream for many families in India. However, high real estate...

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Understanding stamp duty and registration charges
Understanding stamp duty and registration charges

When buying a home, it's important to calculate the additional costs such as stamp duty and property...

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Understand your home loan eligibility criteria
Home Loan Tax Benefits Made Simple

Homeownership can be more rewarding when you smartly leverage the tax provisions under Sections 80C, 24(b), 80EE, and 80EEA

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Understand your home loan eligibility criteria
Home Loans for Self-Employed: Eligibility Criteria & Required Documents

Self-employment is on the rise in India, which is usually a sign of a nation s push for self-reliance...

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How important your Cibil Score
How important is CIBIL score in getting a Home Loan?

For most Indians, a house is not just a shelter but an asset and a path to financial stability...

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Dream Home by Grihum
The importance of going direct with your home loan application

Home loans are a reliable way of fulfilling your dream of owning a house. For years people have been taking loans from banks and

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home loan application process work in India
Home Loan Application Avoiding Common Mistakes and Achieving Success

Buying a home is like creating the first chapter of your life s most captivating story. To live this surreal experience, many of us turn to financial institutions for support.

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home loan application process work in India
How to Improve Your CIBIL Score to qualify for a Home Loan

Embarking on the journey to homeownership is an exciting venture, but it involves more than just finding your dream home. The journey to obtaining a favourable home loan offer begins long before you fill out that application.

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home loan application process work in India
The Pros and Cons of Fixed Rate vs. Floating Rates

An informed decision today can build a foundation for a brighter tomorrow. Thus, when it comes to borrowing money, one of the most critical choices

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home loan application process work in India
A Guide to Home Loan Application: Dos and Don'ts for a Smooth Process

The dream of owning a home is deeply ingrained in our culture. However, making this dream a reality often requires applying for a home loan. The home loan loan application process can be intricate and challenging to navigate.

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home loan application process work in India
Selecting the right Home Loan Financial Institution: What to Look for?

As the sun sets on the horizon, casting dreams of cozy homes, the desire to own one becomes a beacon of hope.

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home loan application process work in India
The Ultimate Guide to Choosing the Right Home Loan Tenure

The aspiration of owning a home holds a special place in our hearts. It is a dream that signifies stability, security, and accomplishment.

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home loan application process work in India
Here s a step-by-step guide to home loan in India

Buying a home is one of the most important decisions in one s life. With affordable home loans arriving on the scene, buying a home has become a reality for many.

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On home loan save your money
Best ways to save money on your home loan

For most of us, a home is a dream purchase, which offers an opportunity to choose where you want to live. The structural demand for housing is very strong in India, and this demand only continues to rise.

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Different ways to reduce your rate of interest on home loan
How to reduce your home loan interest

A home loan is usually taken for a higher amount and the tenure ranges from medium to the long term. While buying a house is a dream come true for many, paying back the monthly EMIs over a long period can be stressful and may put a lot of strain on an individual's financial situation.

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How to repay your home loan faster
A detailed guide on paying home loans faster

The availability of home loans has simplified the process of owning a home for many individuals, today. However, taking a home loan and maintaining a good track record of pre-paying a loan are two different things.

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Ways of reduce the interest rate outgo on home loan
How to reduce the interest outgo on your home loan?

The proportion of the principal amount charged by the lender for borrowing the principal amount is known as the home loan interest rate

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Bank vs NBFC   Comparision for home loan?
Bank vs NBFC - Which Is Better For Home Loan?

Since 2015, Non-BankingFinancial Companies (NBFCs) have been contributing heavily towards credit growth,

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Reasons to fund your goals with LAP
Reasons To Fund Goals With Loan Against Property

A Loan against property or LAP is a type of secured loan under which the property is kept as collateral for the loan amount.

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What is Home Improvement Loan
Everything you need to know about Grihum Housing Finance Home Improvement Loan

The right home renovation can help you customise your home, as per your needs and optimise space effectively.

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All About Home Loan balance Trasnfer
Why should you choose home loan balance transfer facility by Grihum Housing Finance?

A home loan is a convenient option for individuals looking to purchase their dream home, especially when there s a significant decline in interest rates

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Different Types of home loan
5 Different Types Home Loans by Grihum Housing Finance

Many home buyers postponed their decision to buy a house in 2020 due to the pandemic. But now, in the backdrop of subsiding Covid-19 fear

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Avail home loan online with linking your phone number with Aadhar number
Link your mobile number with Aadhaar to avail Home Loan online

The Unique Identification Authority of India (UIDAI) recently issued a reminder to ensure that the mobile number linked to Aadhaar is accurate and up to date

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Khushiyon Ka Celebration Festival Loan Offer
Khushiyon Ka Celebration Festival Loan Offer

It is that time of the year when festivities are in full swing. What makes these occasions sparkle, is the hope for a better tomorrow,

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Benefits of Micro LAP For wedding
Benefits of Micro Loan Against Property (LAP) for Wedding

Marriage is a union of two souls, two families, and sometimes even two diverse cultures. When it comes to weddings in India, the

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Advantages of Micro LAP
Key Features & Benefits of Micro Loan Against Property (LAP)

You may be running a small business, but your dreams are larger than life, you are a salaried employee and want to send your

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Top 5 Home Rennovation Ideas
How to upgrade your Home interior?

Creating an awe-inspiring interior design is on the wish list of every homeowner. Thankfully, today there are several classy

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Ideas To Technically Upgrade Your Home
How to technically upgrade my home?

If buying a home is one of the biggest investments you would make in your lifetime, using technology to upgrade your home will

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Floating Interest Rate Vs Fixed Interest Rate
Floating Interest Rate vs Fixed Interest Rate: Which one is the better option

Interest rate is one of the essential factors to consider before opting for a home loan. Home loan interest rate is available

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10 Major Home Loan Terms
10 Home Loan Terms Every Home Aspirer Should Know

Home loans are designed to make the process of home buying easy and convenient. With the help of home loans, you can purchase

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Home Redesigning Ideas for Home/Bedroom
5 ways to revamp your home/bedroom decor

Many motivations can strike the mind when considering bedroom or home renovation ideas. You might be doing it because the decor

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Reduce EMI
How to reduce your monthly EMIs

Everyone wants a housing loan with the lowest EMI. However, home loan EMIs depend on several factors, including loan amount

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Pradhan Mantri Awas Yojana
How Pradhan Mantri Awas Yojana works

Pradhan Mantri Awas Yojana (PMAY) is a Government of India initiative that envisions providing affordable housing to the urban

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Loan Against Property
Prudent uses of a Loan Against Property

A secured mode of finance; a loan against property, can help you monetise your asset for different needs. Whether you have a

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Transferring Home Loan
Essential things to consider before transferring your Home loan

In a hyper-competitive home loan market, borrowers are spoilt for choice. Lenders have come up with various offers to lure the

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Loan Against Property
Mistakes to avoid while taking a Loan Against Property

A loan against property (LAP) allows you to raise funds for business and personal needs on the go. As it is a secured mode of

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Loan Against Property
Things to know before applying for a Loan Against Property

There are many types of loans available in the market to address your immediate financial needs, and loan against property is

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Loan Against Property
Common loan against property myths busted

A secured mode of finance that can give you considerable funds for a range of needs, there are several myths surrounding loan

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Home Loan Terminology
Common housing loan terminology that you must know

Buying a home is one of our foremost dreams, and home loans help fulfil it. The home loan market has evolved significantly over

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Dream Home by Grihum
Things to consider before taking a Home Loan.

A home loan gives you the required funds to buy your dream home. There are multiple choices that one may have for this; however

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Dream Home by Grihum
5 unbelievable advantages of loan against property - Grihum Housing Finance

As the name suggests, it s a loan against your existing or pre-owned property. A loan against property is quite different from...

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Dream Home by Grihum
Difference between Home Loan and Loan Against Property

Individuals require loans for a variety of reasons. While some people avail loans to acquire a car, property, and other...

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