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Give a Missed Call for Home Loan
9977860860 
Give a Missed Call for Home Loan 9977860860
Give a Missed Call for Home Loan 
9977860860
Upgrade, repair, or renovate – your dream home made simple
Your home is more than just a place to live, it’s a reflection of your lifestyle, personality, and aspirations. At Grihum Housing Finance, we understand the pride you take in your space. That’s why our Home Improvement Loans are designed to help you reimagine, renovate, and revitalize your home—exactly the way you envision it.
Whether you're planning a complete makeover or focused enhancements—like redesigning interiors, installing smart tech, or handling essential repairs—our affordable and customizable loan options are built to support your vision.
Solutions for Every Home Dream
Flexible Tenure Options
Hassle-Free Application Process
Minimum Documentation
End-to-End Doorstep Assistance
We offer Home Improvement Loans to a wide range of applicants—from salaried individuals to self-employed professionals and companies.
| Category | Salaried Individuals | Self-Employed Individuals | Firms/ Companies |
| Age | Minimum age: 21 years | Minimum age: 21 years | Minimum age: 25 years (key people) |
| Income Requirement | Income: ₹20,000/month | Gross annual income: ₹3 Lakhs | Annual turnover: ₹10 Lakhs |
| Experience | Minimum 1 year | Minimum 2 years in business | Business vintage: 3 years |
| Citizenship | Indian | Indian | Proprietor/Partners/Directors |
We keep documentation simple and straightforward:
| Category | Salaried Individuals | Self-Employed Individuals | Firms/Companies |
| Identity Documents PAN Card is mandatory, and any one of these |
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| Address Proof |
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| Income Proof |
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| Other Documents | Bank Statement: Last 6 months | Bank Statement: Last 6 months | Bank Statement: Last 6 months |
| Property Documents | Property documents along with legal & technical clearance | Property documents along with legal & technical clearance | Property documents along with legal & technical clearance |
We believe in clear, upfront pricing—no hidden costs.
Attractive Interest Rates
Processing Fee
Foreclosure Charges
Use our EMI Calculator to plan your repayments better. Enter the loan amount, interest rate, and tenure to get an instant estimate of your monthly EMIs.
Apply today and experience home improvement the Grihum way—seamless, affordable, and made just for you.
Apply Now
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