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Home Improvement Loans - Grihum Housing

Home Improvement Loan

Give your home the care it needs

Who Can Apply?

We offer Home Improvement Loans to a wide range of applicants—from salaried individuals to self-employed professionals and companies.

Category Salaried Individuals Self-Employed Individuals Firms/ Companies
Age Minimum age: 21 years Minimum age: 21 years Minimum age: 25 years (key people)
Income Requirement Income: ₹20,000/month Gross annual income: ₹3 Lakhs Annual turnover: ₹10 Lakhs
Experience Minimum 1 year Minimum 2 years in business Business vintage: 3 years
Citizenship Indian Indian Proprietor/Partners/Directors

Required Documents for Home Improvement Loan

We keep documentation simple and straightforward:

Category Salaried Individuals Self-Employed Individuals Firms/Companies
Identity Documents
PAN Card is mandatory, and any one of these
  • Aadhaar Card
  • Passport
  • Driving License
  • Voters ID
  • Aadhaar Card
  • Passport
  • Driving License
  • Voters ID
  • GST Registration Certificate
  • Registration Documents
Address Proof
  • Aadhaar Card
  • Passport
  • Driving License
  • Voters ID
  • Job Card by NREGA
  • National Population Register Letter
  • Aadhaar Card
  • Passport
  • Driving License
  • Voters ID
  • Job Card by NREGA
  • National Population Register Letter
  • Electricity Bill or Rent Agreement
  • KYC of Partners/Directors
Income Proof
  • Last 3 months' salary slips, Form 16
  • Last 2 years' ITRs
  • Last 2 years’ Profit/Loss statement
  • balance sheet, and ITRs
  • Last 2 years’ Profit/Loss statement
  • balance sheet, and ITRs
Other Documents Bank Statement: Last 6 months Bank Statement: Last 6 months Bank Statement: Last 6 months
Property Documents Property documents along with legal & technical clearance Property documents along with legal & technical clearance Property documents along with legal & technical clearance

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