UP Awas Vikas 2025: Everything You Need to Know About Affordable Housing in Uttar Pradesh

Uttar Pradesh Awas Vikas Parishad (UP Awas Vikas) or the UP Housing and Development Board is one of the significant bodies for providing affordable housing throughout the state. Its vision is to offer economical, well-planned housing with amenities to economically weaker sections (EWS), low-income groups (LIG), and middle-income groups (MIG). This article provides an overview of its organization, services, eligibility, prominent schemes, and how you can be a part of UP Awas Vikas 2025 schemes.

What is UP Awas Vikas?

Formed under the Uttar Pradesh Awas Evam Vikas Parishad Act, 1966, the board is tasked with the development of planned housing colonies, integrated townships, and supporting infrastructure. It comes under the Department of Housing and Urban Planning of the Government of Uttar Pradesh and often collaborates with private developers under public-private partnership (PPP) models. Its objective is not only to deliver low-cost houses but also to deliver modern and green urban development.

Eligibility & Coverage

UP Awas Vikas schemes are mainly targeting individuals of Uttar Pradesh who have no pucca house anywhere else. The eligibility is largely on an income group basis:

• EWS: Families with an income of not more than ₹3 lakh per annum.
• LIG: Families with income between ₹3 lakh and ₹6 lakh per annum.
• MIG: Families with higher income levels, as the scheme rules provide.

Applicants should ideally be between the ages of 18 and 55 years, and ensure that only a single family member applies for a single scheme. Special needs can differ from project to project, so it is very important to read about each scheme thoroughly.

Services & Facilities Provided

UP Awas Vikas provides a variety of online and offline services:

• Application for new schemes, flats, and plots.
• District-wise lists of available properties.
• Online payment and viewing of the electronic ledger.
• UPOBPAS portal for the sanctioning of building plans.
• Utilization of property e-auctions.
• Reservation of community centers.
• Redressal of grievances online via Janhit Guarantee Services.

All these services are aimed at making the process applicant-friendly and transparent.

Navigating the Online Portal

The Awas Vikas Official Website is the central point for applications and services.

• Finding Available Housing Schemes: Select “Buy Property” to view current options. Popular projects include Awas Vikas Ghaziabad and Avas Vikas Agra new scheme listings.
• Checking Vacant Properties: Use the “Vacant Property Details” section, select your district, and filter to view availability.
• Ledger & Online Payments: Through “View Ledger & Online Payment,” applicants can track dues and make digital payments.
• Building Plan Approval: Using UPOBPAS, users can register, upload documents, and apply for approvals digitally.
• Property E-Auctions: Register on the linked procure247 platform via the e-auction section and bid on listed properties across cities like Lucknow, Agra, and Ghaziabad.

Also Read: Home Loans for the Self-Employed

Statewide Projects & New Launches

Some of the major housing projects are included in UP Awas Vikas 2025:

• Saumitra Vihar Yojana, Lucknow: Launched in Sept 2025 on New Jail Road, the land-pooling project is a new initiative in housing development through Upavp Lucknow.
• Banda & Chitrakoot Projects: Economically priced housing over 499 acres, constructing thousands of residential units in EWS, LIG, and MIG categories.
• Prayagraj Greenfield Township: Township on 1,000 acres with contemporary amenities, land purchased either under compensation or pooling.
• Ghaziabad & Agra Developments: New scheme launches of ongoing and upcoming Awas Vikas are schemes in Siddhartha Vihar, Ganga Yamuna Hindon Apartments, and emerging new economic opportunities under Avas Vikas Agra new scheme.

Advantages for Applicants

Affordability combined with well-planned townships providing:

• Latest amenities like parks, schools, and health centers.
• Seamless, totally digital application, payment, and auction processes.
• Accessibility to different income groups.
• Ease of interaction with the system, be it through flats, plots, or through auctions.

Implementation Challenges

Even though the system has been stimulated by digital adoption, there have been small issues. There have been reports of delayed possession or construction quality in some projects. Applicants have also objected to vagueness regarding auction terms and refunding time. To avoid such instances, applicants should be informed continuously via the official portal and maintain records of all transactions.

Comparison with Other Housing Schemes

UP Awas Vikas is contrasted with central government schemes like Pradhan Mantri Awas Yojana (PMAY-Urban and PMAY-Gramin). While PMAY involves direct funding and promises rural and urban housing on par, Unlike PMAY which covers pan-India rural and urban housing, UP Awas Vikas focuses on state-specific, township-based projects with independent pricing and eligibility rules. Awas Vikas yojana schemes are scheme-specific and site-based with their own pricing and eligibility, unlike PMAY.

How Grihum Housing Finance Can Help

UP Awas Vikas Parishad manages all housing schemes, lotteries, and auctions directly through its official platform. Once applicants are allotted a property or shortlisted in an awas vikas yojana, arranging timely funds becomes the next critical step. This is where Grihum Housing Finance steps in, assisting with home loans, EMI planning, and documentation support. By making financing simpler, Grihum ensures that customers can confidently secure their homes under the awas vikas latest scheme or other upcoming projects.

Also Read: How to Get a Home Loan with Zero Credit History?

Conclusion

UP Awas Vikas plays a vital role in providing affordable housing across Uttar Pradesh, with projects in Ghaziabad, Lucknow, Agra, Prayagraj, and more. For buyers, the official website remains the primary channel for applications and updates. To bridge the financial gap, Grihum Housing Finance supports customers in accessing loans, planning payments, and meeting scheme deadlines. Together, these efforts make affordable homeownership a reality for thousands of families in the state.

FAQs

1. What is the UP Awas Vikas Housing Scheme?

It’s a state housing initiative by UP Awas Vikas Parishad to provide affordable flats and plots across Uttar Pradesh.

2. How can I apply for UP Awas Vikas flats or plots online?

Applications can be submitted through the UP Awas Vikas official website by filling the form, uploading documents, and paying the registration fee.

3. What documents are required to apply for a UP Awas Vikas home?

Typically, ID proof, address proof, income certificate, PAN card, and passport-size photographs.

4. How can I check the availability of flats or plots in UP Awas Vikas projects?

Availability details are published under active schemes and project sections on the official portal.

5. How can I track my UP Awas Vikas application status?

You can log in with your registration details and check the “Application Status” option on the portal.

6. What is the official website of the UP Awas Vikas?

The official website is UP Awas Vikas Parishad’s official portal

7. How can I buy auctioned properties from the UP Awas Vikas?

By registering as a bidder and participating in the e-auction process announced on the portal.

8. Is there a way to participate in UP Awas Vikas property auctions online?

Yes, all auctions are conducted digitally through the online e-auction system.

9. What is the refund policy if my application is not successful?

The registration amount is refunded to unsuccessful applicants as per the scheme terms.

10. What is the cost range of homes under the UP Awas Vikas Housing Scheme?

Prices vary by category and location, starting from affordable EWS units to higher-end MIG and HIG flats.

11. How do I contact UP Awas Vikas Parishad for queries or complaints?

Contact details, including helpline numbers and emails, are provided on the official portal.