HUDA Affordable Housing Gurugram 2025: Projects and Apply Online

HUDA Affordable Housing Scheme, operated by Haryana Shehri Vikas Pradhikaran (HSVP) under TCP Haryana, provides first-time buyers with planned and transparent housing at Gurugram. In 2025, various new affordable housing projects in Gurgaon will be launched in strategically linked sectors at planned units at affordable rates.

This article covers the new affordable housing projects in Gurgaon, eligibility criteria, documents, application process, price, and housing loan guidance.

What Is the HUDA Affordable Housing Scheme?

The scheme offers regulated residential flats to first-time homebuyers on a fair distribution via a computerised e-draw system.

Target Segments:

EWS (Economically Weaker Section) - up to ₹3 lakh annual income
LIG (Low Income Group) - ₹3–6 lakh annual income
MIG (Middle Income Group I & II) - ₹6–18 lakh annual income

Applicants must not have property in Haryana, Delhi, or Chandigarh so that actual beneficiaries can benefit.

Key Features & Advantages

Transparent e-draw allocation, ensuring fairness.
Regulated prices and structured payments linked to construction stages.
Strategic locations, including Dwarka Expressway, Sohna Road, Golf Course Extension, and Sectors 84–92.
Amenities: green spaces, community halls, parking, and basic infrastructure, depending on the project.
Flexible payment plan, reducing upfront financial burden

Eligibility & Documents Required

Eligibility

Indian national, age 18+
No previous ownership of property in Haryana, Delhi, or Chandigarh
Income in the EWS, LIG, or MIG categories
Single application per family

Documents Required

Aadhaar and PAN card
Passport photographs
Income documents: salary slips, ITR, or income certificate
Address documents: utility bill, voter ID, or passport
Category certificates, if any
Affidavits as per TCP notice

Also Read: What is the OCR Amount in a Home Loan?

Application & Allotment Process

Check Official Notice: TCP releases project details like price, booking, and application dates.
Online Application: : Apply through the TCP e-draw portal.
Booking Payment: Normally, 5% of the flat price.
Document Upload: Uploading necessary documents and affidavits.
Scrutiny: Eligibility check and document verification.
E-Draw: Units allotted publicly through computerized draw.
Result Notification: Successful allottees and waitlists declared.
Post-Allotment: Sign the agreement with the builder, adhere to the payment schedule, complete registration and stamp duty, and then take possession.

Types & Locations of Accommodation

Affordable units include:

1BHK, 2BHK, and small 3BHK apartments
Some projects provide plotted schemes or small commercial spaces as well

Key Locations in 2025

Sector / Location	Unit Type	Approx. Price Range (INR)	Key Features / Notes
Sector 63, Golf Course Ext.	1BHK / 2BHK	25–45 Lakh	Close to commercial hubs, planned green areas
Sector 67A, Golf Course Ext	1BHK / 2BHK / 3BHK	30–55 Lakh	Near metro corridor, community amenities
Sectors 84–85, Dwarka Expressway	2BHK / 3BHK	35–60 Lakh	Well-connected, modern infrastructure
Sectors 86–88, Dwarka Expressway	1BHK / 2BHK	28–50 Lakh	Affordable option along main corridor
Sectors 90–92, Dwarka Expressway	2BHK / 3BHK	38–65 Lakh	Near upcoming commercial and retail developments
Sohna Road Sectors	1BHK / 2BHK	22–40 Lakh	Cheapest among new Gurugram sectors, good connectivity
Sector 67B, Golf Course Ext	1BHK / 2BHK	26–48 Lakh	Community areas, future infrastructure planned

Note: Prices are indicative and may vary slightly by floor, exact location, and builder stage.

Housing Loan & Financial Planning

Buyers can avail benefits under the PMAY-U 2.0 Interest Subsidy Scheme (ISS) introduced in 2024, which supports EWS and LIG families by reducing their effective EMI through subsidised interest rates.
Additionally, standard housing loans are available at 8–12% depending on the lender and the applicant’s credit profile.
We at Grihum Housing Finance help applicants understand ISS eligibility, calculate subsidy-linked EMI, and plan payments effectively.

Challenges & Consumer Tips

Possession might be delayed based on approvals or construction timelines.
Refund to spurned applicants might be delayed; carry payment receipts along.
Disqualification for documentation mistakes; submit affidavits and evidence as per TCP notice only.
More than one application from a single family; one valid application per family.

Comparison With Other Housing Options

HSVP schemes: Clear allocation, controlled price, planned sector benefit.
Private developers: Increased amenities and flexibility, increased expenditure, less formalized allotment.
PMAY-U 2.0 & ISS: Permits greater housing requirements and rental proposals while offering interest subsidy benefits to eligible applicants.

Also Read: Secured vs Unsecured Loan - Know the Difference

How Grihum Housing Finance Helps Applicants

Verifies eligibility on an income basis as well as on the status of property.
Prepares documents for submission through e-draw.
Assists in the selection of a housing loan and repayment period.
Tracks project launches, drawdown timelines, and the post-allotment process.

Conclusion

The HUDA/HSVP affordable housing scheme in Gurugram 2025 still offers first-time homebuyers fair and affordable housing opportunities. With the introduction of the PMAY-U 2.0 Interest Subsidy Scheme (ISS), along with the transparent e-draw system and strategically located projects, these schemes remain a reliable choice for families. Under the guidance of Grihum Housing Finance, applicants can smoothly manage documentation, home loans, and post-allotment processes to achieve their dream home.