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Pradhan Mantri Awas Yojana – Urban 2.0 (PMAY-U) is a government initiative designed to provide affordable housing solutions to urban families belonging to the Economically Weaker Section (EWS), Low-Income Group (LIG), and Middle-Income Group (MIG). This scheme is part of the broader vision of “Housing for All,” ensuring that eligible urban households have access to safe and secure housing.
Download PMAY Leaflet (Hindi) Download PMAY Leaflet (English)Annual Household Income | Loan and Property Limits | House Ownership |
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Note: Subsidy approval, disbursement, and turnaround time (TAT) are solely at the discretion of NHB (National Housing Bank).
Wondering how much subsidy you can get under the Pradhan Mantri Awas Yojana - Urban (PMAY-U) 2.0 Interest Subsidy Scheme? Use the PMAY Subsidy Calculator to estimate your savings! Simply enter details like your income, loan amount, and tenure to check the financial benefit you may receive. This tool helps you plan better and make homeownership more affordable. PMAY Subsidy Calculator
Ready to apply for your ₹1.8 lakh PMAY-U 2.0 subsidy but not sure how? Our step-by-step guide simplifies the registration and application process for PMAY-U 2.0 subsidy so you can easily secure your home loan benefit. Watch our explainer video below for a detailed walkthrough and take the first step toward affordable homeownership! Apply PMAY Subsidy.
The scheme covers all Urban Local Bodies (ULBs) and Urban Development Authorities (UDAs) where PMAY-U is being implemented, including newly constituted urban statutory towns post-Census 2011. These lists are tentative and will be updated as necessary to reflect any additions or dissolutions of urban statutory towns or development authorities. The updated list of areas where PMAY-U is being implemented can be obtained from here PMAY Urban Areas List
Have questions about PMAY-U 2.0 Interest Subsidy Scheme? Get all the answers in one place! Learn about eligibility, subsidy benefits, application process, and more to make an informed decision about your home loan. Explore PMAY FAQs
Home ownership has always been a dream for many. However, rising real estate prices and loan repayment burdens have made this dream seem distant.
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