PMAY-U 2.0

Interest Subsidy Scheme - Eligibility Calculator

Is this first Pucca House of Applicants?

Annual Household Income [Max. Annual Income 9 lacs]

Loan Value [Max. Loan Amount 25 lacs]

Property Value [Max. Property Value 35 lacs]

Carpet Area of Property [Sq. Ft] [Max. Carpet Area 1291 Sq. Ft]

Sq.
Ft

Key Conditions

Applicable only for Home Loan i.e. Home Purchase or Home Construction
Applicable only for Home Loans sanctioned and disbursed from 1st Sep 2024
The family should not have availed housing subsidy in the last 20 years
Female ownership (sole or joint) is mandatory, limited exceptions available
The property must be in the Urban area as specified and updated by the Govt. List of Urban Areas
In case of Resale property the subsidy should not have been availed before on the same property.
Loan tenure should be minimum 5 years