Basava Vasati Yojana is an affordable housing scheme of the Government of Karnataka, implemented by Rajiv Gandhi Rural Housing Corporation Limited (RGRHCL). The objective of the scheme is to help financially weaker sections, including SC, ST, OBC, and BPL sections, so that they can build their own houses. The total unit cost of the scheme is ₹1.5 lakh, and a maximum of 85% of the raw material needed for construction is given free of cost to the shortlisted candidates.
What is Basava Vasati Yojana?
Basava Vasati Yojana, or the Ashraya Housing Scheme, is a scheme that focuses on providing financial assistance to worthy beneficiaries to build their own house. The main aim is to provide secure and safe housing to people who belong to the economically weaker segments of society. The scheme is operated by the RGRHCL, which controls the application process, beneficiary selection, and fund payment.
Key Features of Basava Vasati Yojana
- Financial Assistance: Beneficiaries are granted ₹1.5 lakh to build their homes.
- Target Group Beneficiaries consist of SC, ST, OBC, and BPL families living in Karnataka.
- Transparency in Selection Process: Beneficiaries are chosen through a transparent process, most likely through a lottery organised by local authorities.
- Government Assistance: The Karnataka Government provides excellent help in the form of raw material and technical assistance to make the scheme successful.
Eligibility Criteria
To be eligible for the Basava Vasati Yojana, the following conditions must be met:
- Residency : Should be a permanent resident in Karnataka.
- Income : Family income per year should not exceed ₹32,000.
- Ownership of Property : Applicant should not own a pucca (permanent) house anywhere in India.
- Land Requirement : Should have land or a kutcha (transient) building.
- Community Status : SC, ST, OBC, and BPL families are given first preference.
Documents Required
The documents are to be submitted by the applicant:
- Aadhaar Card
- Passport-size Photo
- Income Certificate
- Address Proof (e.g., Voter ID, Ration Card)
- Caste Certificate (if required)
- Land Ownership Proof or Kutcha House Details
Also Read: Understanding Co-Applicants in Home Loans: Meaning, Eligibility, Tax Benefits & Responsibilities
How to Apply for Basava Vasati Yojana
Online Application Process
- Go to the Official Portal of RGRHCHL
- Choose 'Online Application' to view the application form.
- Provide Details like name, date of birth, contact number, income, and address.
- Upload Details like Aadhaar, income certificate, caste certificate, and land details.
- Submit the Application after carefully reading all details.
- Acknowledge Receipt by filling in the acknowledgement number, which is generated for future reference.
Offline Application Process
Alternatively, the candidate can apply offline through their nearest Gram Panchayat office by taking the application form, filling it out, and submitting it with documents.
- Checking Beneficiary Status and List
- To check your application status or check the beneficiary list
- Go to the Beneficiary Status Section on the RGRHCL website.
- Fill in Details like your district and acknowledgement number or other details as necessary.
- View Status to check if your name is in the beneficiary list.
Benefits of Basava Vasati Yojana
- Affordable Homes: It offers money for building houses, housing low-income families.
- Better Living Conditions: : Provides families with exposure to quality living, enhancing health and happiness.
- Community Development: Facilitates the overall development of rural and urban communities by enhancing infrastructural development.
- Government Support: Beneficiaries are assisted in terms of raw material and technical advice; hence, quality houses are constructed.
Challenges and Disadvantages
Although Basava Vasati Yojana is designed for affordable housing, there are certain drawbacks:
- Limited Budget: The number of beneficiaries is usually restricted by the available amount, resulting in an arrears position of applications.
- Awareness Issues: : A number of eligible candidates remain ignorant of the scheme, especially in rural areas.
- Delays in Implementation: Disruptions in the release of funds and building can impact the on-time delivery of homes.
Comparison with Other Housing Schemes
Pradhan Mantri Awas Yojana (PMAY)
| Feature | Basava Vasati Yojana | PMAY |
|---|---|---|
| Implementing Authority | RGRHCL, Karnataka Government | Ministry of Housing and Urban Affairs, India |
| Target Beneficiaries | SC, ST, OBC, BPL families in Karnataka | EWS, LIG, MIG in rural and urban areas across India |
| Financial Assistance | ₹1.5 lakh for construction | Varies based on income group and location |
| Application Process | Online and Offline | Online through Pradhan Mantri Awas Yojana portal |
Also Read: Know How to Calculate Income from House Property
Conclusion
Basava Vasati Yojana is a very important scheme for the weaker economic sections of Karnataka to enjoy affordable housing. It is a supportive initiative for eligible families to construct their own dwelling units, enhancing their living standard as well as ensuring long-term housing stability. Eligible applicants can find out whether they are qualified or not and submit the application forms through the official Basava Vasati Yojana portal to avail of this government-backed scheme.
FAQs
1. What is Basava Vasati Yojana?A Karnataka state scheme providing affordable housing to SC, ST, OBC, and BPL families through RGRHCL.
2. What is Ashraya Yojana?Another name for Basava Vasati Yojana, focusing on housing support for low-income families.
3. Who is eligible?Karnataka residents from SC, ST, OBC, or BPL categories with an income ≤ ₹32,000/year and no pucca house.
4. How to apply online?Fill out the application on the Ashraya portal, upload documents, and submit to get an acknowledgement number.
5. Required documents:Aadhaar, photo, income certificate, address proof, caste certificate, and land/house proof.
6. Financial/material assistance:₹1.5 lakh grant + up to 85% raw materials provided by the government.
7. How to check the beneficiary list?Enter the acknowledgement number and district on the Ashraya portal’s Beneficiary Status section.
8. How to track application status?Use the Application Status section on the Ashraya portal with the acknowledgement number.
9. Can I apply if I own a house?No, only those without a permanent house are eligible.
10. How are beneficiaries selected?Through verification and, if needed, a lottery system, prioritizing eligible SC, ST, OBC, and BPL families.
