Grihum Housing: Competitive Home Loan Rates

Know our Interest Rates / Rates

Understanding the financial aspects of your Home Construction Loan is essential.

We believe in complete transparency and affordability, ensuring that your homeownership journey is smooth and stress-free.

Here’s what you need to know about our interest rates and charges:

Competitive Interest Rates for Your Comfort

Our interest rates are not just competitive; they are designed to be affordable, starting at just 9.90% to 17.25% p.a.
You can easily calculate your Equated Monthly Installments (EMIs) using our Home EMI Calculator, providing you with clarity and enabling you to make informed decisions about your loan.

Flexible Foreclosure Charges

Floating Rate: No foreclosure charges are applicable, providing you with the flexibility to close your loan as per your convenience.
Fixed Rate: Charges may apply as per the Loan Agreement or terms & conditions specified by the National Housing Bank (NHB).
Valuation Charges: Applicable for Balance Transfer, Home Equity, and Refinance cases as per actuals, ensuring fairness in the process.

Transparent Processing Fee

A processing fee of 0.50% on your sanctioned loan amount plus GST is applicable. This transparent fee ensures that you are aware of the charges from the beginning, avoiding any surprises in your financial planning.

Comprehensive Information

For detailed information on other fees, please refer to our provided link click here.
We believe in empowering you with knowledge, ensuring that you have a comprehensive understanding of your Home Loan journey with Grihum Housing Finance.
Apply for home improvement loan now and embark on this exciting journey with confidence.