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Home Loan Balance Transfer

Home Loan Balance Transfer

Transfer your Home Loan for lower EMIs

Interest Rates & Charges

We’re committed to transparency and affordability:

Attractive Interest Rate
Attractive Interest Rate
Processing Fee
Processing Fee

0.50% of sanctioned amount + GST

Foreclosure Charges
Foreclosure charges
  • Floating Rate: NIL
  • Fixed Rate: As per NHB guidelines
Top-Up loan
Valuation Charges

Applicable for balance transfer & refinance as per actuals

Explore Types of our
Home Loans >

Home Loan

One of the most hassle-free and widest range of home loan offerings.

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Home Loan
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Home Extension Loan

It’s now quick and easy to make homes larger, bigger to meet the growing needs.

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Home Extension Loan
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Home Improvement Loan

The growing social status needs to reflect in the home

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Home Improvement Loan
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Home Construction Loan

Make your dream home with people who care

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Home Construction Loan
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Balance Transfer + Top-Up Loan

Discover best-in-class services and competitive rates

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Balance Transfer Loan
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Loan Against Property

Avail loan against your property with quick and easy processing

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Loan Against Property
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Blogs >

Union Budget 2025 ITC
Union Budget 2025 Key Highlights and Income Tax Changes

The Union Budget 2025, presented by Finance Minister Nirmala Sitharaman, contains some significant...

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Home Loan EMI vs Rent
Why Paying a Home Loan EMI is Better Than a Home on Rent?

Renting or a home loan is one of the most critical financial choices. With rising real estate...

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How to Overcome Challenges Faced
How to Overcome Challenges Faced by Small Business Owners in Getting a Home Loan

Owning a home is a dream for many, and for small business owners and self-employed professionals...

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Your Path to Affordable Homeownership: Understanding the PMAY-U 2.0 Interest Subsidy Scheme
Your Path to Affordable Homeownership: Understanding the PMAY-U 2.0 Interest Subsidy Scheme

Owning a home is a cherished dream for many families in India. However, high real estate...

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Understanding stamp duty and registration charges
Understanding stamp duty and registration charges

When buying a home, it's important to calculate the additional costs such as stamp duty and property...

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Additional Tax Benefits for Affordable Housing: A Guide for First-Time Homebuyers

India is currently facing a housing crisis with an estimated 18.78 million people having unmet...

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