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Home Loan Balance Transfer

Home Loan Balance Transfer

Transfer your Home Loan for lower EMIs

Know our Home Loan balance transfer Interest Rates & Charges

Understanding the financial aspects of your Home Loan Balance Transfer is essential.

We believe in complete transparency and affordability, ensuring that your homeownership journey is smooth and stress-free.

Here’s what you need to know about our Home Loan Balance Transfer interest rates and charges:

Interest Rates
Competitive Interest Rates for Your Comfort
  • Our Home Loan Balance Transfer interest rates are not just competitive; they are designed to be affordable, starting at just 11.00% to 22.00% p.a.
  • You can easily calculate your Equated Monthly Installments (EMIs) using our Home EMI Calculator, providing you with clarity and enabling you to make informed decisions about your loan.
Foreclosure Charges
Flexible Foreclosure Charges
  • Floating Rate Home Loan Balance Transfer: No foreclosure charges are applicable, providing you with the flexibility to close your loan as per your convenience.
  • Fixed Rate Home Loan Balance Transfer: Charges may apply as per the Loan Agreement or terms & conditions specified by the National Housing Bank (NHB).
  • Valuation Charges: Applicable for Balance Transfer, Home Equity, and Refinance cases as per actuals, ensuring fairness in the process.
Processing Fee
Processing fee

A processing fee of 0.50% on your sanctioned loan amount plus GST is applicable.

Top-Up loan
Other fees and charges

Please click here to know the charges

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