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Home Construction Loan

Home Construction Loan

Build your dream home brick by brick

Eligibility Criteria for Home Construction Loan

Category Salaried Individuals Self-Employed Individuals Firms/ Companies
Age 21–65 years* 21–65 years* 21–65 years*
Income Requirement ₹20,000+ monthly salary ₹3 Lakh+ annual income ₹10 Lakh+ annual turnover
Experience 1 year+ 2 years in current business 3 years business vintage
Citizenship Indian Indian Indian

* Or retirement age, whichever is earlier.

Required Documents for Home Construction Loan

Category Salaried Individuals Self-Employed Individuals Firms/Companies
Identity Documents
(Your PAN Card is mandatory, and any one of these)
  • Aadhaar Card
  • Passport
  • DL
  • Voters ID
  • Aadhaar Card
  • Passport
  • DL
  • Voters ID
  • GST, KYC of Partners/Directors
Address Proof
  • Aadhaar Card
  • Passport
  • DL
  • Voters ID
  • Job Card by NREGA
  • Aadhaar Card
  • Passport
  • DL
  • Voters ID
  • Job Card by NREGA
  • Electricity Bill, Rent Agreement
Income Proof
  • Last 3 months’ salary slips, Form 16
  • IT Returns (2 yrs), P&L, Balance Sheet
  • IT Returns, GST, P&L, Balance Sheet
Other Documents 6 months’ salary account 6 months’ salary account 6 months’ salary account
Property Documents Ownership proof, legal & technical clearance Ownership proof, legal & technical clearance Ownership proof, legal & technical clearance

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