Features and Benefits of Loan Against Property

Discover Unparalleled Benefits of Taking a Loan Against Property

Embark on your homeownership journey with Grihum Housing Finance, where your dreams find a home. We understand that owning a home is more than a transaction, it's an emotional investment.

That's why our feature-rich Loan Against Property offerings are meticulously crafted to provide you with a seamless and delightful experience.

Comprehensive Solutions for Every Dream House

We have the perfect Loan Against Property solution for you, if you are considering constructing your dream abode. Our versatile offerings cater to all your housing needs, ensuring your dream home becomes a tangible reality.

Affordability at its Core

Our commitment to making homeownership accessible is reflected in our affordable Loan Against Property, starting as low as ₹5 Lakhs, coupled with competitive interest rates. Designed especially for lower-income segments, our ‘Affordable’ Loan Against Property aim to empower individuals to own their homes. Affordable Loan Against Property for Self Employed or salaried classes are highly convenient. Our dedicated relationship managers provide end-to-end support, making your Home Loan journey hassle-free.

Balance Transfer

Enjoy lower monthly EMIs by transferring your outstanding loan balance to Grihum Housing Finance and ease your financial burden.

Top-Up Loan

Manage your sudden financial needs with a Top-Up Loan on your existing loan with minimal documentation.

Competitive interest rates

We offer Loan Against Property at competitive and affordable interest rates, ensuring lower monthly instalments for you.

Minimum documentation

Our documentation requirement is simple and minimal so that you get a quick loan without any hassles.

Completely transparent loans

Our loans are completely transparent with zero hidden charges. We understand that you are not just entrusting us with your property but making us a partner in your dreams.

Flexibility Tailored for You

Enjoy the freedom to choose a repayment tenure that suits your lifestyle, ranging from 1 to 30 years. This flexibility allows you to spread your payments across a longer duration, resulting in smaller, budget-friendly EMIs.

No foreclosure charges

Zero charges are applied when you choose to foreclosure or prepay your loan.

Doorstep service

To make your loan experience effortless, our trained and knowledgeable executives are there to assist you whenever you need it your doorstep.

Loan on the range of properties

You can avail of our loan against property against a self-occupied / rented residential property or commercial property such as office buildings, shops, complexes, and various properties.