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Loan Against Property

Use your asset to fulfil
your every need.

Loan Against Property Eligibility Criteria

Category Salaried Individuals Self-Employed Individuals Firms/ Companies
Age 21 to 65 Years 21 to 65 Years 21 to 65 Years
Income Requirement Minimum ₹20,000 net/month Minimum ₹3 Lakh per year Minimum ₹10 Lakh turnover
Experience Minimum 1 year Minimum 2 years in business Minimum 3 years stability
Citizenship Indian Indian Proprietor/Partners/Directors

Documents Required for Loan Against Property

Category Salaried Individuals Self-Employed Individuals Firms/Companies
Identity Documents
(Your PAN Card is mandatory, and any one of these)
  • Aadhaar Card
  • Passport
  • Driving License
  • Voters ID
  • Job Card by NREGA
  • Aadhaar Card
  • Passport
  • Driving License
  • Voters ID
  • Job Card by NREGA
  • GST Registration Certificate
  • Registration Documents
Address Proof
  • Aadhaar Card
  • Passport
  • Driving License
  • Voters ID
  • Job Card by NREGA
  • National Population Register Letter
  • Aadhaar Card
  • Passport
  • Driving License
  • Voters ID
  • Job Card by NREGA
  • National Population Register Letter
  • Electricity Bill or Rent Agreement
  • KYC of Partners/Directors
Income Documents
  • Last 3 months' salary slips, Form 16
  • Last 2 years' ITRs
  • Last 2 years’ Profit/Loss statement
  • balance sheet, and ITRs
  • Last 2 years’ Profit/Loss statement
  • balance sheet, and ITRs
Property Documents Property documents along with legal & technical clearance Property documents along with legal & technical clearance Property documents along with legal & technical clearance

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