Home Improvement Loan

Know our Home Loan Interest Rates & Charges

Understanding the financial aspects of your Home Improvement Loan is essential.

We believe in complete transparency and affordability, ensuring that your homeownership journey is smooth and stress-free.

Here’s what you need to know about our Home Improvement Loan interest rates and charges:

	Competitive Interest Rates for Your Comfort Our Home Improvement Loan interest rates are not just competitive; they are designed to be affordable, starting at just 9.90% to 17.25% p.a. You can easily calculate your Equated Monthly Installments (EMIs) using our Home EMI Calculator, providing you with clarity and enabling you to make informed decisions about your loan.
	Flexible Foreclosure Charges Floating Rate Home Improvement Loans: No foreclosure charges are applicable, providing you with the flexibility to close your loan as per your convenience. Fixed Rate Home Improvement Loans: Charges may apply as per the Loan Agreement or terms & conditions specified by the National Housing Bank (NHB). Valuation Charges: Applicable for Balance Transfer, Home Equity, and Refinance cases as per actuals, ensuring fairness in the process.
	Transparent Processing Fee A processing fee of 0.50% on your sanctioned loan amount plus GST is applicable. This transparent fee ensures that you are aware of the charges from the beginning, avoiding any surprises in your financial planning.
	Other fees and charges Please click here to know the charges