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Home Construction Loan Interest Rate & Charges

Home Construction Loan

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Home Construction Loan Interest Rates / Home Construction Loan Rates

Understanding the financial aspects of your Home Construction Loan is essential.

We believe in complete transparency and affordability, ensuring that your homeownership journey is smooth and stress-free.

Here’s what you need to know about our Home Construction Loan interest rates and charges:

Interest Rate logo Competitive Interest Rates for Your Comfort
  • Our Home Construction Loan interest rates are not just competitive; they are designed to be affordable, starting at just 9.00% to 20.55% p.a.
  • You can easily calculate your Equated Monthly Installments (EMIs) using our Home EMI Calculator, providing you with clarity and enabling you to make informed decisions about your loan.
Foreclosure logo Flexible Foreclosure Charges
  • Floating Rate Home Construction Loans: No foreclosure charges are applicable, providing you with the flexibility to close your loan as per your convenience.
  • Fixed Rate Home Construction Loans: Charges may apply as per the Loan Agreement or terms & conditions specified by the National Housing Bank (NHB).
  • Valuation Charges: Applicable for Balance Transfer, Home Equity, and Refinance cases as per actuals, ensuring fairness in the process.
Processing Fee Logo Transparent Processing Fee
  • A processing fee of 0.50% on your sanctioned loan amount plus GST is applicable. This transparent fee ensures that you are aware of the charges from the beginning, avoiding any surprises in your financial planning.
Fee and charges Logo Comprehensive Information
  • For detailed information on other fees, please refer to our provided link click here.
  • We believe in empowering you with knowledge, ensuring that you have a comprehensive understanding of your Home Loan journey with Grihum Housing Finance.
  • Apply for home loan now and embark on this exciting journey with confidence.

How to Apply for Home Loan In 5 Easy Steps?

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