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Loan Against Property in Delhi

Loan Against Property in Delhi

Loan Against Property in Delhi

The capital of India, Delhi, is the hotbed of new real estate and construction projects with a very aware and educated buyer class. With an eye on upper middle class along with the premium segment, almost all developers have some project on offer in Delhi.It is no surprise that a recouping economy didn’t adversely affect the real estate market of Delhi in 2021. This can be further proved with an analysis by PropTiger stating that the property sales of 1,886 units in Delhi-NCR region during April-June 2020, went up to 2,828 units in April-June 2021.

Interest rates have been historically low during 2021; opening an opportunity for buyers to purchase real estate with affordable interest rates in Delhi.

You can add to your real estate portfolio - residential or commercial- by looking at Loan Against Property in Delhi at a low rate. You need to mortgage your existing property and you can receive a lump sum amount which can be alternatively invested in another property or business or emergency use. You can look out for a LAP in Delhi with a provider like Grihum Housing - one of India’s largest and most reputed financial corporations. It offers specially curated LAP offers with simple and easy payment methods.

A Delhi resident can get a prelim quote on the website by using the Loan Against Property calculator. For further clarity the features below will help you decide and then you can apply online for Loan Against Property.

Features and Benefits:

A LAP is a straight-forward mechanism which unlocks the potential value of your existing property. Let us see how:

Benefit from a High LTV:
The unlocking aspect happens with Loan-to-value (LTV) against your property. With a credible and maintained property, you can achieve a high value against the total value of the property.

Avoid hassles with respect to Loan against property documents required. A simple and minimal process from Grihum Housing enables faster processing.

Easy Repayment Method:
You need not worry about an overburdened EMI schedule. It can be adjusted as per your cash flow, and you can plan the tenure and the EMI amount as well.

Loan Capital:
You can take a LAP ranging from Rs.5 lakh up to Rs.25 lakh and use it for meeting various financial obligations.

Quick loan processing:
Plan your business or personal expenses requiring a large corpus easily with quick loan processing.

Competitive interest rates:
Loans can be availed at competitive rates with Grihum Housing. You can reach out to our sales executive to understand your loan against property eligibility.

Transparent processing:
All fees and charges are communicated to you upfront, leaving no scope for any confusion or add-on charges later.

Loan against different properties:
A wide range of properties such as warehouses, commercial or residential properties can be mortgaged for taking out an LAP.

While interest rates will rise eventually, it is the right time to invest in your dream property or create an income stream for the future with a commercial property with LAP from Grihum Housing.

How to Apply for Loan Against Property In 5 Easy Steps?

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Our Home Loan representative will contact to you for next steps to complete your application process.

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