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Loan Against Property in Ludhiana

Loan Against Property in Ludhiana

Discover the true value of your property in Ludhiana with our Loan Against Property, your key to fulfilling various financial needs with ease and confidence. Whether you're planning personal milestones, expanding your business horizons, or managing unexpected financial emergencies, our Loan Against Property provides the ideal solution, all while ensuring your peace of mind.

Conveniently apply for a Loan against property online or visit your nearest Grihum Housing branch in Ludhiana at the below-mentioned location to kickstart your journey to homeownership:

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Ludhiana branch

Second Floor, SCO 145, Feroz Gandhi Market, Ludhiana, Punjab -140001

Collateral That Works for You

Our Loan Against Property is a versatile financial tool that allows you to secure funds against your residential or commercial property, converting your property's value into a powerful financial asset. Your property acts as collateral, ensuring you can access substantial funds

Loan against property interest rates

Our customers enjoy competitive interest rates and a hassle-free application process with GHFL Loan against the property.

Loan against property eligibility, tailored to Your Needs

We prioritise your specific requirements. We offer loans with minimal documentation, ensuring a smooth and quick approval process. Our commitment to transparency means no hidden charges, guaranteeing a clear understanding of your financial commitments. With a longer tenure, you can comfortably manage your repayment, and our end-to-end doorstep assistance ensures a seamless experience throughout.

Empowering Your Financial Journey

Already have an existing Loan Against Property? Grihum Housing Finance makes managing your finances even more convenient. Benefit from our Top-Up loan facility, enabling you to access additional funds for your evolving needs. Alternatively, transfer your loan balance to us, and enjoy lower, affordable monthly EMIs, providing you with the financial flexibility you deserve.

Make Your Property Work for You

Your property holds untapped potential. Utilise it to its fullest by availing of Grihum Housing Finance Loan Against Property. Empower your financial journey, achieve your goals, and face unexpected challenges with confidence. Apply now and experience the freedom that comes with unlocking your property's value.

Loan against property calculator

Use our Home Loan EMI calculator to calculate your monthly Equated Monthly Instalments (EMIs)

Frequently Asked Questions About Loan Against property

What is a Loan Against property (LAP)?
  • It is a secured loan that can be availed against existing residential/commercial property, to fulfil every personal need, business need or any unexpected financial expenditure. The property pledged acts as collateral while you continue using it.
  • As we understand your urgent need for funds, we provide a higher loan amount against your property with minimal documentation, competitive interest rates for longer tenure, and quick approvals with no hidden charges.
How can I apply for a Grihum Housing Finance - Loan Against property (LAP)?

You can apply for Loan Against property through a straightforward online application process:

  • Click on "Apply Online" and fill out the loan application form with your basic details.
  • Submit your KYC, income and property documents, and bank account statements for loan eligibility verification.
  • Quick verification and assessment of your documents will be conducted.
  • Once approved, your Loan Against property will be instantly transferred to your or the builder’s bank account, as requested.
  • Alternatively, call our Toll-Free Number 1800-266-3204 for personalised assistance or visit our nearest branch.
What is the minimum loan amount I can borrow?

We offer home loans starting from ₹5 Lakhs onwards.

Can I use the Home Loan for renovation and improvement?

Yes, you can utilise our Home Loan offering for renovating, modifying, or making improvements to your house.

What types of Home Loans are provided by Grihum Housing Finance?

Our Home Loans cater to various needs, allowing you to:

  • Self-construct Bungalows/Independent Houses.
  • Purchase new Houses/Flats/Villas.
  • Buy re-sale Houses/Flats/Villas/Bungalows.
  • Avail Home Loans for flat extension, renovation, or improvement projects.
Do I get any tax benefits on the Home Loan?

Yes, if you’ve opted for the old tax regime, your home loan is eligible for tax deductions under section 80C. You can claim a deduction of up to ₹2 Lakh for principal repayment and up to ₹1.5 Lakh for other deductions.

Explore Our Products

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Locate our Branch >

Registered & Corporate Office
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Address: 602, 6th Floor, Zero One IT Park, Survey No. 79/1, Ghorpadi, Mundhwa Road, Pune – 411 036, Maharashtra

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Contact Number: 1800-266-3204 (Toll Free)

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Visit Timing: 10:00 AM to 05:00 PM
Monday – Saturday
(Closed on 1st and 2nd Saturday,
Sundays, and Public Holidays)

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