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Home Loan in Khargone

Home Loans in Khargone

Embark on your journey to owning a home in the ‘City of Cotton and Chilli’ - Khargone with Grihum Housing Finance’s affordable home loans. Khargone offers diverse opportunities, making it a coveted location for many. Navigating the real estate landscape in this dynamic place can be challenging, but Grihum Housing Finance, a trusted home loan provider, is here to turn your dream of homeownership into a reality.

Our affordable home loans, starting from ₹5 Lakhs, feature competitive interest rates beginning at 9.90% p.a. We prioritise transparency throughout the loan process, ensuring a smooth experience with minimal documentation requirements and a flexible tenure of up to 30 years.

Whether you are into garment or fastfood business, grocery, pharmacy or general store, dairy, hardware, mobile or electronics shop, mechanic, driver, carpenter, mason, plumber, interior decorator, jeweller, service provider or a public/private sector employee; whether you're looking for a loan for your home, a commercial space, or a plot, our comprehensive doorstep service is designed to cater to all your housing requirements.

Conveniently apply for a home loan online or visit your nearest Grihum Housing branch in Khargone at the below-mentioned location to kickstart your journey to homeownership:

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Khargone Branch branch address

1st floor, SP tower, Ravindra Nagar, Jawahar Marg, Khargone, Madhya Pradesh - 451001

Simplified Process

Taking the first step towards your dream home should be effortless. That’s why our Home Loan eligibility criteria are straightforward, requiring minimal documentation. Our application process is hassle-free, making your dream home more accessible than ever before.

No Hidden Charges

With Grihum Housing Finance, you don’t need to worry about hidden charges. We offer competitive interest rates and a completely transparent processing system, ensuring that owning your home doesn’t strain your finances.

Tailored Solutions for Every Homebuyer

Our Home Loans are designed to cater to diverse needs. Whether you are a salaried individual, a self-employed professional, or an entity like a firm, society, trust, LLP, private limited, or limited company, our tailored solutions accommodate everyone.

You can use our Home Loans to purchase fully constructed new properties, under-construction properties, resale properties, or even for self-construction projects.

Unlock More with Grihum Housing Finance

Already have a Home Loan?
With Grihum Housing Finance, you have the flexibility to top up your loan amount, financing various needs seamlessly. Additionally, you can transfer your loan balance to us and enjoy lower monthly EMIs, making your existing financial commitments more manageable.

Let’s Make Your Dream Home in Khargone a Reality, Now!

Frequently Asked Questions About Home Loans

What is a Home Loan?
  • A home loan is a secured financial option designed for housing-related purposes such as purchasing, constructing, extending, or renovating residential property. Loan eligibility is determined based on various factors including employment status, annual income, credit score, and more. Once your eligibility and property documents are verified, the loan is disbursed.
  • You can use our simple Home Loan Eligibility Calculator to find out your loan amount eligibility. The repayment begins through Equated Monthly Instalments (EMIs) until the principal and interest components are fully paid off, either at the end of the loan tenure or via prepayment. You can calculate your EMI amount with our simple and easy-to-use Home loan Emi calculator.
What is the Home Loan interest rate at Grihum Housing Finance?

You can apply for Home Loan through a straightforward online application process:

  • Click on "Apply Online" and fill out the loan application form with your basic details.
  • Submit your KYC, income and property documents, and bank account statements for loan eligibility verification.
  • Quick verification and assessment of your documents will be conducted.
  • Once approved, your home Construction loan will be instantly transferred to your or the builder’s bank account, as requested.
  • Alternatively, call our Toll-Free Number 1800-266-3204 for personalised assistance or visit our nearest branch.
What is the minimum loan amount I can borrow?

We offer home loans starting from ₹5 Lakhs onwards.

Can I use the Home Loan for renovation and improvement?

Yes, you can utilise our Home Loan offering for renovating, modifying, or making improvements to your house.

What types of Home Loans are provided by Grihum Housing Finance?

Our Home Loans cater to various needs, allowing you to:

  • Self-construct Bungalows/Independent Houses.
  • Purchase new Houses/Flats/Villas.
  • Buy re-sale Houses/Flats/Villas/Bungalows.
  • Avail Home Loans for flat extension, renovation, or improvement projects.
Do I get any tax benefits on the Home Loan?

Yes, if you’ve opted for the old tax regime, your home loan is eligible for tax deductions under section 80C. You can claim a deduction of up to ₹2 Lakh for principal repayment and up to ₹1.5 Lakh for other deductions.

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Locate our Branch >

Registered & Corporate Office
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Address: 602, 6th Floor, Zero One IT Park, Survey No. 79/1, Ghorpadi, Mundhwa Road, Pune – 411 036, Maharashtra

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Contact Number: 1800-266-3204 (Toll Free)

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Visit Timing: 10:00 AM to 05:00 PM
Monday – Saturday
(Closed on 1st and 2nd Saturday,
Sundays, and Public Holidays)

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