Owning a home in Visakhapatnam is a meaningful step toward long-term security and comfort in one of Andhra Pradesh’s most scenic cities. Grihum Housing Finance stands beside families who aspire to own a home, especially those seeking accessible financial solutions beyond conventional systems.
Our Home Loan in Visakhapatnam offerings are designed with flexibility in mind, featuring manageable repayment options, reduced documentation, and a straightforward process that respects your time and effort. We focus on making the journey to home ownership smooth and dependable.
With the right financial support, your dream of owning a home near the coast can become a reality. Let us help you build a lasting home for your family in this fast-developing port city known for its natural beauty and opportunities.
1st Floor, 48-6-23, Sriram Sai Gayatri Complex, Srinagar Colony, Near Rama Talkies, Vishakhapatnam, Andhra Pradesh-530016
Taking the first step towards your dream home should be effortless. That’s why our Home Loan eligibility criteria are straightforward, requiring minimal documentation. Our application process is hassle-free, making your dream home more accessible than ever before.
With Grihum Housing Finance, you don’t need to worry about hidden charges. We offer competitive interest rates and a completely transparent processing system, ensuring that owning your home doesn’t strain your finances.
Our Home Loans are designed to cater to diverse needs.
Whether you are a salaried individual, a self-employed professional, or an entity like a firm, society, trust, LLP, private limited, or limited company, our tailored solutions accommodate everyone. You can use our Home Loans to purchase fully constructed new properties, under-construction properties, resale properties, or even for self-construction projects.
Already have a Home Loan?
With Grihum Housing Finance, you have the flexibility to top up your loan amount, financing various needs seamlessly. Additionally, you can transfer your loan balance to us and enjoy lower monthly EMIs, making your existing financial commitments more manageable.
You can apply for Home Loan through a straightforward online application process:
We offer home loans starting from ₹5 Lakhs onwards.
Yes, you can utilise our Home Loan offering for renovating, modifying, or making improvements to your house.
Our Home Loans cater to various needs, allowing you to:
Yes, if you’ve opted for the old tax regime, your home loan is eligible for tax deductions under section 80C. You can claim a deduction of up to ₹2 Lakh for principal repayment and up to ₹1.5 Lakh for other deductions.
Address: 6th Floor, B Building, Ganga Trueno, Lohegaon, Pune, Maharashtra 411014
Contact Number: 1800-266-3204 (Toll Free)
Visit Timing: 10:00 AM to 05:00 PM
Monday – Saturday
(Closed on
1st and 2nd Saturday,
Sundays, and Public Holidays)