Owning a home in Ludhiana means stability in a city known for enterprise and progress. Grihum Housing Finance helps families achieve home ownership with accessible financial solutions.
Our Home Loan in Ludhiana offerings include flexible repayment plans, minimal paperwork, and a transparent process. We focus on making financing straightforward and reliable.
Your home in Ludhiana supports long-term growth. Let us help you create a permanent place for your family in this industrious and opportunity-driven city.
Second Floor, SCO 145, Feroz Gandhi Market, Ludhiana, Punjab -140001
Taking the first step towards your dream home should be effortless. That’s why our Home Loan eligibility criteria are straightforward, requiring minimal documentation. Our application process is hassle-free, making your dream home more accessible than ever before.
With Grihum Housing Finance, you don’t need to worry about hidden charges. We offer competitive interest rates and a completely transparent processing system, ensuring that owning your home doesn’t strain your finances.
Our Home Loans are designed to cater to diverse needs.
Whether you are a salaried individual, a self-employed professional, or an entity like a firm, society, trust, LLP, private limited, or limited company, our tailored solutions accommodate everyone. You can use our Home Loans to purchase fully constructed new properties, under-construction properties, resale properties, or even for self-construction projects.
Already have a Home Loan?
With Grihum Housing Finance, you have the flexibility to top up your loan amount, financing various
needs seamlessly. Additionally, you can transfer your loan balance to us and enjoy lower monthly EMIs,
making your existing financial commitments more manageable.
You can apply for Home Loan through a straightforward online application process:
We offer home loans starting from ₹5 Lakhs onwards.
Yes, you can utilise our Home Loan offering for renovating, modifying, or making improvements to your house.
Our Home Loans cater to various needs, allowing you to:
Yes, if you’ve opted for the old tax regime, your home loan is eligible for tax deductions under section 80C. You can claim a deduction of up to ₹2 Lakh for principal repayment and up to ₹1.5 Lakh for other deductions.
Address: 6th Floor, B Building, Ganga Trueno, Lohegaon, Pune, Maharashtra 411014
Contact Number: 1800-266-3204 (Toll Free)
Visit Timing: 10:00 AM to 05:00 PM
Monday – Saturday
(Closed on
1st and 2nd Saturday,
Sundays, and Public Holidays)